122 Sago Palm Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 122 Sago Palm Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 2018
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$473,200 (Dec 2022)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242009094`

Property Details

APN / Parcel Number

Primary APN	`242009094`
Alternative APN	`R614 036 000 1326 0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	122 SAGO PALM DR
City	BLUFFTON
State	SC
Zip	29910-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 341 PALMETTO POINTE PH 4 PB148 PG109
Legal Subdivision	PALMETTO POINTE
Legal Phase	4
Legal Lot Number	341
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1034
Census Tract	2103

Owner

Source: Beaufort County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 SAGO PALM DR, BLUFFTON, SC 29910-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	202266158
Deed Book / Page	4204 / 663
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 12, 2022
Property Address	122 SAGO PALM DR, BLUFFTON, SC 29910-9502
Document Number	0000066158
Book / Page	4204 / 663
Map Reference	MB 148 PG 109
Instrument Date	Nov 22, 2022
Instrument	2022066158
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,231.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 SAGO PALM DR, BLUFFTON, SC 29910-9502

Mortgage

Document Number	0000066159
Date	Dec 12, 2022
Instrument	2022066159

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	122 SAGO PALM DR, BLUFFTON, SC 29910-9502
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045145
Date	Aug 17, 2020
Book Page	3897/1540
Instrument	2020045145

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (-0.03%)	$18,160 (-)
2024	$3,006.00	$18,160 (-) Land $4,000 Building $14,160	$454,000 (-) Land $100,000 Building $354,000
2023	$3,006.00 (+46.06%)	$18,160 (+57.91%) Land $4,000 Building $14,160	$454,000 (+57.91%) Land $100,000 Building $354,000
2022	$2,058.00 Homeowner's exemption	$11,500 Land $1,800 Building $9,700	$287,500 Land $45,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

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