Beaufort County property record for 118 Sago Palm Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,854 sqft · built 2018 |
| Lot Size | 0.176 acres (7,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,996 (Oct 2018) |
| Tax Bill | $2,353 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242009092 |
| Primary APN | 242009092 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,854 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,710 sqft (0.176 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242009092 |
|---|---|
| Street Address | 118 SAGO PALM DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 339 PALMETTO POINTE PH 4 PB148 PG109 |
| Legal Subdivision | PALMETTO POINTE |
| Legal Phase | 4 |
| Legal Lot Number | 339 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 2103 |
118 Sago Palm Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 118 SAGO PALM DR, BLUFFTON, SC 29910-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on File |
| Deed Sale | Oct 15, 2018 · Amount on File |
| Deed Document Number | 0037082940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 118 SAGO PALM DR, BLUFFTON, SC 29910-9502 |
| Document Number | 0000028671 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 SAGO PALM DR BLUFFTON SC 299109502, BLUFFTON, SC 29910-9502 |
| Document Number | 0000028671 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 003869/001653 |
| Instrument | 28671 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 118 Sago Palm Dr was $2,353, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,353.00 (-0.08%) | $14,030 (-23.28%) | |
| 2024 | $2,355.00 | $18,288 (-) Land $4,000 Building $14,288 | $457,200 (-) Land $100,000 Building $357,200 |
| 2023 | $2,355.00 (+8.33%) | $18,288 (+49.9%) Land $4,000 Building $14,288 | $457,200 (+49.9%) Land $100,000 Building $357,200 |
| 2022 | $2,174.00 Homeowner's exemption | $12,200 Land $1,800 Building $10,400 | $305,000 Land $45,000 Building $260,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Sago Palm Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 134 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 134 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Sago Palm Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Spectrum.
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