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120 Ream Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 120 Ream Rd, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,900 sqft Living Area
Lot Size18,378 sqft (0.422 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2023)
Tax Bill$3,401.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-29-11-000000-014370
Alternative APNs
  • 112925000000014370
  • 12925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,900 sqft Living Area
Gross Area2,341 sqft Gross Area
1st Floor1,900 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area18,378 sqft (0.422 acres)
Depth X Width183 ft x 100 ft Depth x Width
Garage TypeAttached Garage
Garage Area441 sqft Garage
Lean-To252 sqft Lean-To

Location & Zoning

Street Address120 REAM RD
CityWINTER HAVEN
StateFL
Zip33880-4846
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN 100 FT OF S 300 FT OF N 720 FT OF W1/2 OF S3/4 OF SW1/4 OF NE1/4 LESS W 475 FT ALSO KNOWN AS LOT 23 OF UNREC SURVEY
Legal Range25E
Legal Township29S
Legal Section11
Legal SubdivisionGRUBBS NILON
Legal Tract000000
Legal Block3
Legal Lot Number23
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup3
Census Block3014
Census Tract14701

Owner

Source: Polk County records · APN 25-29-11-000000-014370

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 REAM RD, WINTER HAVEN, FL 33880-4846
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 08, 2022Warranty Deed, Transfer
Nov 23, 2022Warranty Deed, Transfer
HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleNov 23, 2022 · Amount on Record
Deed Doc Number2023273008
Deed Book / Page12914 / 431
Record RefreshedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 20, 2023
Property Address120 REAM RD, WINTER HAVEN, FL 33880-4846
Document Number0000273008
Book / Page12914 / 431
Instrument DateNov 10, 2023
Instrument2023273008
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3853 NORTHDALE BLVD # 345, 345, TAMPA, FL 33624-1861

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address120 REAM RD, WINTER HAVEN, FL 33880-4846

Mortgage

Document Number0012914433
DateNov 20, 2023
Instrument12914/433
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 08, 2022
Property Address120 REAM RD, WINTER HAVEN, FL 33880-4846
Document Number0000318353
Book / Page12511 / 1963
Instrument DateDec 07, 2022
Instrument2022318353
Transaction TypeTransfer
Record UpdatedFeb 05, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5129 S LAKELAND DR STE 4, 4, LAKELAND, FL 33813-2599

Transferred To (Grantee/Buyer)

NameVerified Name
Address3853 NORTHDALE BLVD # 345, 345, TAMPA, FL 33624-1861
InvestorPossibly a Property Investor

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 23, 2022
Property Address120 REAM RD, WINTER HAVEN, FL 33880-4846
Document Number0000304928
Book / Page12493 / 673
Instrument DateNov 18, 2022
Instrument2022304928
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address718 BYNI RDG, WINTER HAVEN, FL 33880-1001

Transferred To (Grantee/Buyer)

NameVerified Name
Address5129 S LAKELAND DR STE 4, 4, LAKELAND, FL 33813-2599
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,401.00 (+1,821.47%) Homeowner's exemption$303,289 (+2,135.66%) Land $14,051 Building $289,238$303,289 (+2,135.66%) Land $14,051 Building $289,238
2023$177.00 (+19.59%)$13,566 (+21.73%) Land $13,566$13,566 (+21.73%) Land $13,566
2022$148.00$11,144 Land $11,144$11,144 Land $11,144

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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