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115 Ream Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 115 Ream Rd, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,900 sqft Living Area
Lot Size18,500 sqft (0.425 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2023)
Tax Bill$3,399.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-29-11-000000-014520
Alternative APNs
  • 112925000000014520
  • 12925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,900 sqft Living Area
Gross Area2,341 sqft Gross Area
1st Floor1,900 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area18,500 sqft (0.425 acres)
Depth X Width185 ft x 100 ft Depth x Width
Garage TypeAttached Garage
Garage Area441 sqft Garage
Shed1 Shed

Location & Zoning

Street Address115 REAM RD
CityWINTER HAVEN
StateFL
Zip33880-4847
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 100 FT OF N 420 FT OF E 185 FT OF W 415 FT OF W1/2 OF S3/4 OF SW1/4 OF NE1/4 BEING LOT 15 OF UNRE SUB
Legal Range25E
Legal Township29S
Legal Section11
Legal SubdivisionGRUBBS NILON
Legal Tract000000
Legal Block3
Legal Lot Number1
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup3
Census Block3024
Census Tract14701

Owner

Source: Polk County records · APN 25-29-11-000000-014520

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 REAM RD, ROCKWOOD, PA 15557-7235
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed of Trust, Mortgage
SAFETY HARBOR ENTERPRISES LLC
Nov 03, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 08, 2022Warranty Deed, Transfer
Nov 23, 2022Warranty Deed, Transfer
HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2023 · Amount on Record
Deed SaleNov 03, 2023 · Amount on Record
Prior SaleNov 23, 2022 · Amount on Record
Deed Doc Number2023260794
Deed Book / Page12897 / 2187
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address115 REAM RD, WINTER HAVEN, FL 33880-4847
Transaction TypeMortgage
Record UpdatedFeb 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3853 NORTHDALE BLVD 345, 345, TAMPA, FL 33624-1861
InvestorPossibly a Property Investor

Mortgage

Document Number0000324967
DateDec 16, 2022
Book Page12520/1559
Instrument2022324967
Lender
NameSAFETY HARBOR ENTERPRISES LLC
TypeNon-Lending Institution
AddressTAMPA, FL 33624
Agreement
AmountAmount Recorded

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 03, 2023
Property Address115 REAM RD, WINTER HAVEN, FL 33880-4847
Document Number0000260794
Book / Page12897 / 2187
Instrument DateOct 31, 2023
Instrument2023260794
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3853 NORTHDALE BLVD # 345, 345, TAMPA, FL 33624-1861

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 REAM RD, WINTER HAVEN, FL 33880-4847

Mortgage

Document Number0128972189
DateNov 03, 2023
Instrument12897/2189
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 08, 2022
Property Address115 REAM RD, WINTER HAVEN, FL 33880-4847
Document Number0000318351
Book / Page12511 / 1958
Instrument DateDec 07, 2022
Instrument2022318351
Transaction TypeTransfer
Record UpdatedFeb 05, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5129 S LAKELAND DR STE 4, 4, LAKELAND, FL 33813-2599

Transferred To (Grantee/Buyer)

NameVerified Name
Address3853 NORTHDALE BLVD # 345, 345, TAMPA, FL 33624-1861
InvestorPossibly a Property Investor

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 23, 2022
Property Address115 REAM RD, WINTER HAVEN, FL 33880-4847
Document Number0000304881
Book / Page12493 / 439
Instrument DateNov 18, 2022
Instrument2022304881
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address718 BYNI RDG, WINTER HAVEN, FL 33880-1001

Transferred To (Grantee/Buyer)

NameVerified Name
Address5129 S LAKELAND DR STE 4, 4, LAKELAND, FL 33813-2599
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,399.00 (+1,526.32%) Homeowner's exemption$303,117 (+1,799.23%) Land $16,530 Building $286,587$303,117 (+1,799.23%) Land $16,530 Building $286,587
2023$209.00 (+20.11%)$15,960 (+21.74%) Land $15,960$15,960 (+21.74%) Land $15,960
2022$174.00$13,110 Land $13,110$13,110 Land $13,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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