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111 Ream Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 111 Ream Rd, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,139 sqft · built 1976
Lot Size0.425 acres (18,500 sqft)
Owner2 Individual Names on File
Last Sale$256,000 (Nov 2021)
Tax Bill$1,917 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-11-000000-014410

Property Details

APN / Parcel Number

Primary APN25-29-11-000000-014410
Alternative APNs
  • 112925000000014410
  • 12925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,139 sqft Living Area
1st Floor Area1,139 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area18,500 sqft (0.425 acres)
Lot Dimensions185 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchUnfinished Open Porch
Porch Area196 sqft
Utility Building84 sqft

Location & Zoning

Street Address111 REAM RD
CityWINTER HAVEN
StateFL
Zip33880-4847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 185 FT OF W 415 FT OF S 100 FT OF N 320 FT OF W1/2 OF S3/4 OF SW1/4 OF NE1/4 KNOWN AS LOT 16 OF UNREC SUB
Legal Range25E
Legal Township29S
Legal Section11
Legal SubdivisionGRUBBS NILON
Legal Tract000000
Legal Block3
Legal Lot Number16
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3024
Census Tract14701

Owner

Source: Polk County records · APN 25-29-11-000000-014410

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address111 REAM RD, WINTER HAVEN, FL 33880-4847
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Prior SaleAug 03, 2006 · Amount on Record
Deed Document Number2021309514
Deed Book / Page12001 / 950
Prior Transfer DateJul 15, 2009
Prior Transfer Doc0000141920
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 29, 2021
Property Address111 REAM RD, WINTER HAVEN, FL 33880-4847
Document Number0000309514
Book / Page12001 / 950
Instrument DateNov 23, 2021
Instrument2021309514
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyTITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS GROUP OF FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,792.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 SUMMER VIEW DR, 203, WINTER HAVEN, FL 33880-6706

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 REAM RD, WINTER HAVEN, FL 33880-4847

Mortgage

Document Number0012001952
DateNov 29, 2021
Instrument12001/952
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,917.00 (-21.37%) Homeowner's exemption$188,476 (-0.47%) Land $16,530 Building $171,946$188,476 (-7.38%) Land $16,530 Building $171,946
2023$2,438.00 (+3.31%) Homeowner's exemption$189,374 (+3%)$203,499 (+10.68%) Land $15,960 Building $187,539
2022$2,360.00 Homeowner's exemption$183,858 Land $13,110 Building $170,748$183,858 Land $13,110 Building $170,748

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2022)
Most Recent ClaimOct 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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