Polk County property record for 107 Ream Rd, Winter Haven, FL 33880 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,071 sqft Living Area |
| Lot Size | 9,897 sqft (0.227 acres) |
| Garage | Attached, 390 sqft |
| Last Sale | $84,000 (2017) |
| Tax Bill | $2,217.00 (2025) |
| Primary APN | 25-29-11-000000-014400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,071 sqft Living Area |
| Gross Area | 1,461 sqft Gross Area |
| 1st Floor | 1,071 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,897 sqft (0.227 acres) |
| Depth X Width | 92 ft x 107 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 390 sqft Garage |
| Porch Area | 39 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 107 REAM RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4847 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 92.5 FT OF W 415 FT OF S 107 FT OF N 220 FT OF W1/2 OF S3/4 OF SW1/4 OF NE1/4 KNOWN AS S-PART OF LOT 18 OF UNREC SUB |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | GRUBBS NILON |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 14701 |
Source: Polk County records · APN 25-29-11-000000-014400
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 220 24TH CT SW, WINTER HAVEN, FL 33880-2412 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 11, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 06, 2017 | Grant Deed, Transfer FIRST INT'L TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2017 · Amount on Record |
| Deed Sale | Feb 06, 2017 · Amount on Record |
| Prior Sale | Oct 01, 2016 |
| Deed Doc Number | 201722981 |
| Deed Book / Page | 10057 / 322 |
| Last Transfer Date | Jan 11, 2021 |
| Transfer Doc | 0115331661 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 11, 2026 |
| Property Address | 107 REAM RD, WINTER HAVEN, FL 33880-4847 |
| Document Number | 0000111834 |
| Book / Page | 13992 / 1247 |
| Instrument Date | May 06, 2026 |
| Instrument | 2026111834 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 220 24TH CT SW, WINTER HAVEN, FL 33880-2412 |
| Document Number | 0000111834, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 13992/1247 |
| Instrument | 2026111834 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 107 REAM RD, WINTER HAVEN, FL 33880-4847 |
| Document Number | 0115331661 |
| Book / Page | 011533 / 001661 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 7594 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 220 24TH CT SW WINTER HAVEN FL 338802412, WINTER HAVEN, FL 33880-2412 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 06, 2017 |
| Property Address | 107 REAM RD, WINTER HAVEN, FL 33880-4847 |
| Document Number | 0100570322 |
| Book / Page | 010057 / 000322 |
| Instrument Date | Feb 03, 2017 |
| Instrument | 22981 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 220 24TH CT SW WINTER HAVEN FL 338802412, WINTER HAVEN, FL 33880-2412 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,217.00 (-23.81%) | $171,529 (-6.53%) Land $13,653 Building $157,876 | $171,529 (-6.53%) Land $13,653 Building $157,876 |
| 2024 | $2,910.00 (+2.18%) | ||
| 2023 | $2,848.00 (+9.24%) | $183,519 (+12.69%) Land $13,182 Building $170,337 | $183,519 (+12.69%) Land $13,182 Building $170,337 |
| 2022 | $2,607.00 | $162,849 Land $10,828 Building $152,021 | $162,849 Land $10,828 Building $152,021 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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