Cleveland County property record for 120 Ramsgate Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,025 sqft · built 1991 |
| Lot Size | 0.414 acres (18,036 sqft) |
| Owner | Company Name on Record |
| Last Sale | $84,000 (Dec 2019) |
| Tax Bill | $1,620 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41064 |
| Primary APN | 41064 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,025 sqft Finished Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 18,036 sqft (0.414 acres) |
| Lot Dimensions | 167 ft deep x 108 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 192 sqft |
| Storage Building | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1326957 |
|---|---|
| Street Address | 120 RAMSGATE DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #16PB16-137 RAMSGATE SD |
| Legal Subdivision | RAMSGATE SD |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 951501 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1506, BOILING SPRINGS, NC 28017-1506 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on Record |
| Deed Sale | Dec 2, 2019 · Amount on Record |
| Deed Document Number | 2019200033383 |
| Deed Book / Page | 1803 / 889 |
| Record Updated | Oct 29, 2026 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,620.00 (+9.68%) | $166,965 (-) Land $20,034 Building $146,931 | $166,965 (-) Land $20,034 Building $146,931 |
| 2025 | $1,477.00 | $166,965 (+42.04%) Land $20,034 Building $146,931 | $166,965 (+42.04%) Land $20,034 Building $146,931 |
| 2023 | $117,549 Land $17,172 Building $100,377 | $117,549 Land $17,172 Building $100,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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