Cleveland County property record for 126 Ramsgate Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 925 sqft · built 1990 |
| Lot Size | 0.37 acres (16,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jun 2022) |
| Tax Bill | $1,530 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 41067 |
| Primary APN | 41067 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 925 sqft Finished Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 16,125 sqft (0.37 acres) |
| Lot Dimensions | 125 ft deep x 129 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 110 sqft |
| Storage Building | 84 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1348223 |
|---|---|
| Street Address | 126 RAMSGATE DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #19 RAMSGATE SD PB16-137 |
| Legal Subdivision | RAMSGATE SD |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 951501 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 RAMSGATE DR, SHELBY, NC 28152-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| May 12, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Deed Document Number | 2022200073707 |
| Deed Book / Page | 1874 / 1042 |
| Prior Transfer Date | May 12, 2021 |
| Prior Transfer Doc | 0018402492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 1, 2022 |
| Property Address | 126 RAMSGATE DR, SHELBY, NC 28152-8508 |
| Document Number | 0018741042 |
| Book / Page | 1874 / 1042 |
| Map Reference | MB 16 PG 137 |
| Instrument Date | May 31, 2022 |
| Instrument | 200073707 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 RAMSGATE DR, SHELBY, NC 28152-8508 |
| Document Number | 0018741044 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 1874/1044 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 12, 2021 |
| Property Address | 126 RAMSGATE DR, SHELBY, NC 28152-8508 |
| Document Number | 0018402492 |
| Book / Page | 1840 / 2492 |
| Map Reference | MB 16 PG 137 |
| Instrument Date | May 12, 2021 |
| Instrument | 200055122 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 RAMSGATE DR, 126, SHELBY, NC 28152-8508 |
| Name | Verified Name |
|---|---|
| Address | 70 4TH ST, CRAMERTON, NC 28032-1514 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,530.00 (+9.83%) | $157,455 (-) Land $21,220 Building $136,235 | $157,455 (-) Land $21,220 Building $136,235 |
| 2025 | $1,393.00 | $157,455 (+44.4%) Land $21,220 Building $136,235 | $157,455 (+44.4%) Land $21,220 Building $136,235 |
| 2023 | $109,041 Land $18,189 Building $90,852 | $109,041 Land $18,189 Building $90,852 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures