120 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 120 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,623 sqft · built 1958
Lot Size	0.97 acres (42,253 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Jan 2022)
Tax Bill	$13,335 (2025)
Deeds & Mortgages	May 2023 Sale Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`574-020-01-00`

Property Details

APN / Parcel Number

Primary APN	`574-020-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,623 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 TR 003321
Legal Subdivision	CARVALOS ACRES
Legal Tract	003321
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5004 OAK RIDGE RD, SANTA BARBARA, CA 93111-2172
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Grant Deed, Transfer
Sep 21, 2022	Intrafamily Transfer, Transfer
Jan 14, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	202222689
Prior Transfer Date	Nov 17, 2014
Prior Transfer Doc	0000546752
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2023
Property Address	120 PEPPER TREE RD, CHULA VISTA, CA 91910-3125
Document Number	0000133050
Map Reference	MAP 3321
Instrument Date	May 18, 2023
Instrument	2023-0133050
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1172 5TH ST, IMPERIAL BEACH, CA 91932-3204

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2022
Property Address	120 PEPPER TREE RD, CHULA VISTA, CA 91910-3125
Document Number	0000371632
Map Reference	MAP 3321
Instrument Date	Sep 21, 2022
Instrument	2022-0371632
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1172 STH ST, 1172, IMPERIAL BEACH, CA 91932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 5TH ST, IMPERIAL BEACH, CA 91932-3204
Mail Care Of	EVIN KENNEY HAMMETT

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2022
Property Address	120 PEPPER TREE RD, CHULA VISTA, CA 91910-3125
Document Number	0000022689
Map Reference	MAP 3321
Instrument Date	Jan 6, 2022
Instrument	2022-0022689
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1172 5TH ST, IMPERIAL BEACH, CA 91932-3204

Mortgage

Document Number	0000022690
Date	Jan 14, 2022
Instrument	2022-0022690

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,136,552 (+2%) Land $703,580 Building $432,972
2025	$13,335.00 (+5.05%)	$1,114,268 (+4.04%) Land $689,785 Building $424,483
2023	$12,694.00 (+542.41%)	$1,071,000 Land $663,000 Building $408,000
2022	$1,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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