111 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 111 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,214 sqft · built 1938
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Company Names on Record
Last Sale	$790,000 (Aug 2018)
Tax Bill	$10,568 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`570-212-06-00`

Property Details

APN / Parcel Number

Primary APN	`570-212-06-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,214 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	111 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 10 TR 002207
Legal Subdivision	SUNNY VISTA
Legal Tract	002207
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Nov 24, 2025	Intrafamily Transfer, Transfer
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEMPER HOME LOANS INC
Mar 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 18, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	2018359348
Prior Transfer Date	Jul 12, 2018
Prior Transfer Doc	0000292206
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2026
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Document Number	0000166846
Instrument Date	Jun 5, 2026
Instrument	2026166846
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124

Mortgage

Document Number	0000166846,
Date	Jun 11, 2026
Instrument	2026166846

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2051

Interest

Rate	6.37%
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2025
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Document Number	0000333193
Map Reference	MAP 2207
Instrument Date	Nov 18, 2025
Instrument	2025-0333193
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124

Mortgage

Document Number	0000568900
Date	Aug 10, 2021
Instrument	2021-0568900

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124

Mortgage

Document Number	0000325806
Date	Apr 28, 2021
Instrument	2021-0325806

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company
Address	PROVIDENCE, RI 02907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Document Number	0000150396
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4432 VISTA NACION DR CHULA VISTA CA 919103236, CHULA VISTA, CA 91910-3236

Mortgage

Document Number	0000150396
Date	Mar 23, 2020
Instrument	150396

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Document Number	0000359348
Map Reference	MAP 2207
Instrument Date	Aug 15, 2018
Instrument	2018-0359348
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4432 VISTA NACLON DR, CHULA VISTA, CA 91910-3236

Mortgage

Document Number	0000359349
Date	Aug 30, 2018
Instrument	2018-0359349

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2018
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Document Number	0000292205
Instrument Date	Jul 12, 2018
Instrument	292205
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 PEPPER TREE RD CHULA VISTA CA 919103124, CHULA VISTA, CA 91910-3124

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2018
Property Address	111 PEPPER TREE RD, CHULA VISTA, CA 91910-3124
Document Number	0000292206
Instrument Date	Jul 12, 2018
Instrument	292206
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	111 PEPPER TREE RD CHULA VISTA CA 919103124, CHULA VISTA, CA 91910-3124

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$898,879 (+2%) Land $372,540 Building $526,339
2025	$10,568.00 (+5.06%)	$881,255 (+4.04%) Land $365,236 Building $516,019
2023	$10,059.00 (+2.95%)	$847,036 Land $351,054 Building $495,982
2022	$9,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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