120 Narrow Ln, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 120 Narrow Ln, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2004
Lot Size	1.97 acres (86,098 sqft)
Owner	2 Individual Names on File
Last Sale	$251,000 (Oct 2004)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Apr 2021 Refinance May 2019 Mortgage + 1 more
APN	`PHIL M:00009 L:00036`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00009 L:00036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	4,148 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,098 sqft (1.97 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	120 NARROW LN
City	PHILLIPSTON
State	MA
Zip	01331-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	36
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1053
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records · APN PHIL M:00009 L:00036

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 NARROW LN, PHILLIPSTON, MA 01331-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2004 · Amount on Record
Deed Sale	Oct 01, 2004 · Amount on Record
Deed Document Number	2004180267
Deed Book / Page	34744 / 111
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	120 NARROW LN, PHILLIPSTON, MA 01331-9457
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65054-308
Date	Apr 30, 2021
Book Page	65054/308
Instrument	59461

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2031

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	120 NARROW LN, PHILLIPSTON, MA 01331-9457
Document Number	60454-274
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 NARROW LN PHILLIPSTON MA 013319457, PHILLIPSTON, MA 01331-9457

Mortgage

Document Number	60454-274
Date	May 24, 2019
Book Page	060454/000274
Instrument	47314

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 23, 2039

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	120 NARROW LN, PHILLIPSTON, MA 01331-9457
Document Number	57793-171
Book / Page	057793 / 000171
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57793-171
Date	Sep 27, 2017
Book Page	057793/000171
Instrument	6547

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (-5.57%)	$392,300 (+0.38%) Land $50,600 Building $341,700	$317,490 (+6.47%)
2024	$4,682.00 (-0.32%)	$390,800 (+6.83%) Land $48,200 Building $342,600	$298,205
2023	$4,697.00	$365,800 Land $48,200 Building $317,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Narrow Ln

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