Walton County property record for 120 Lumen Loop, Freeport, FL 32439 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,626 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Garage | Attached, 600 sqft |
| Last Sale | $605,000 (2026) |
| Tax Bill | $6,039.00 (2025) |
| Primary APN | 30-1S-19-23026-000-0720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 3,463 sqft Gross Area |
| 1st Floor | 2,626 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 146 ft x 72 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 120 LUMEN LOOP |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-3068 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 72 STARBURST AT HAMMOCK BAY PH 1 PB 25-81 OR 3337-2845 |
| Legal Subdivision | HAMMOCK BAY PH 1 |
| Legal Block | 7 |
| Legal Lot Number | 72 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2066 |
| Census Tract | 950502 |
Source: Walton County records · APN 30-1S-19-23026-000-0720
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 E 7TH ST, CHULUOTA, FL 32766-8639 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 02, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE MORTGAGE |
| Oct 01, 2024 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DSLD MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Oct 01, 2024 · Amount on Record |
| Deed Doc Number | 202627469 |
| Deed Book / Page | 3404 / 2503 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 02, 2026 |
| Property Address | 120 LUMEN LOOP, FREEPORT, FL 32439-3068 |
| Document Number | 0000027469 |
| Book / Page | 3404 / 2503 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202627469 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427,735.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 E 7TH ST, CHULUOTA, FL 32766-8639 |
| Document Number | 0000027470, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 202627470 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 01, 2024 |
| Property Address | 120 LUMEN LOOP, FREEPORT, FL 32439-3068 |
| Document Number | 0033372845 |
| Book / Page | 3337 / 2845 |
| Map Reference | MB 25 PG 81-84 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 20240034300 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,875.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN, BATON ROUGE, LA 70809-5271 |
| Name | Verified Name |
|---|---|
| Address | 107 BOSEMAN ST, HUNTSVILLE, AL 35806-2971 |
| Document Number | 20240034301 |
|---|---|
| Date | Oct 01, 2024 |
| Instrument | 20240034301 |
| Name | DSLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,039.00 (+537.7%) | $475,959 Land $72,450 Building $403,509 | $475,959 Land $72,450 Building $403,509 |
| 2024 | $947.00 |
120 Lumen Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 73rd percentile of exposed land nationally · 58th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 441 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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