123 Lumen Loop, Freeport, FL 32439 Property Records

Walton County property record for 123 Lumen Loop, Freeport, FL 32439 · Last verified May 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$526,400 (2026)
Tax Bill$907.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-1S-19-23026-000-0890
Alternative APN
  • 30-119-23026-000-0890

Exterior

Lot Area10,454 sqft (0.24 acres)
Depth X Width171 ft x 63 ft Depth x Width

Location & Zoning

Street Address123 LUMEN LOOP
CityFREEPORT
StateFL
Zip32439-3068
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionLOT 89 STARBURST AT HAMMOCK BAY PHASE I PB 25-81
Legal SubdivisionHAMMOCK BAY PHASE I
Legal Block8
Legal Lot Number89
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2066
Census Tract950502

Owner

Source: Walton County records · APN 30-1S-19-23026-000-0890

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 LUMEN LOOP, FREEPORT, FL 32439-3068
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleJul 06, 2023 · Amount on Record
Deed Doc Number202617386
Deed Book / Page3396 / 2450
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 30, 2026
Property Address123 LUMEN LOOP, FREEPORT, FL 32439-3068
Document Number0000017386
Book / Page3396 / 2450
Instrument DateApr 30, 2026
Instrument2026.17386
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyDSLD TITLE FLORIDA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$372,164.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 LUMEN LOOP, FREEPORT, FL 32439-3068

Mortgage

Document Number0000017387,
DateApr 30, 2026
Instrument2026..17387
Lender
NameDSLD MORTGAGE LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$907.00 (-4.22%)$72,450 Land $72,450$72,450 Land $72,450
2024$947.00

Flood & Wildfire

123 Lumen Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
73rd percentile of exposed land nationally · 58th in Florida
Wildfire LikelihoodModerate — about 1 in 441 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Lumen Loop

Nearby Streets

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