Walton County property record for 88 Lumen Loop, Freeport, FL 32439 · Last verified June 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $522,100 (2025) |
| Tax Bill | $864.00 (2025) |
| Primary APN | 30-1S-19-23026-000-0760 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Depth X Width | 140 ft x 65 ft Depth x Width |
| Street Address | 88 LUMEN LOOP |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-3067 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | LOT 76 STARBURST AT HAMMOCK BAY PH I PB 25-81 OR 3358-3447 |
| Legal Subdivision | HAMMOCK BAY PH I |
| Legal Block | 7 |
| Legal Lot Number | 76 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2066 |
| Census Tract | 950502 |
Source: Walton County records · APN 30-1S-19-23026-000-0760
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 LUMEN LOOP, FREEPORT, FL 32439-3067 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 10, 2026 | Deed of Trust · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE |
| May 14, 2025 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Deed Doc Number | 202516978 |
| Deed Book / Page | 3358 / 3447 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 88 LUMEN LOOP, FREEPORT, FL 32439-3067 |
| Document Number | 0033940726 |
| Book / Page | 3394 / 726 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202614148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 88 LUMEN LOOP, FREEPORT, FL 32439-3067 |
| Document Number | 0000014148, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3394/726 |
| Instrument | 202614148 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 88 LUMEN LOOP, FREEPORT, FL 32439-3067 |
| Document Number | 0000014148 |
| Book / Page | 3394 / 726 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026.14148 |
| Record Updated | Apr 29, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 88 LUMEN LOOP, FREEPORT, FL 32439-3067 |
| Document Number | 0000014148, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3394/726 |
| Instrument | 2026.14148 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 14, 2025 |
| Property Address | 88 LUMEN LOOP, FREEPORT, FL 32439-3067 |
| Document Number | 0033583447 |
| Book / Page | 3358 / 3447 |
| Map Reference | MB 25 PG 81 |
| Instrument Date | May 14, 2025 |
| Instrument | 20250016978 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, DSLD TITLE FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,654.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7660 PECUE LN STE 100, 100, BATON ROUGE, LA 70809-5271 |
| Name | Verified Name |
|---|---|
| Address | 88 LUMEN LOOP, FREEPORT, FL 32439-3067 |
| Document Number | 0033583452 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 3358/3452 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $864.00 (-4.21%) | $69,000 Land $69,000 | $69,000 Land $69,000 |
| 2024 | $902.00 |
88 Lumen Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 73rd percentile of exposed land nationally · 58th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 441 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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