109 Lumen Loop, Freeport, FL 32439 Property Records

Walton County property record for 109 Lumen Loop, Freeport, FL 32439 · Last verified January 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$499,800 (2025)
Tax Bill	$902.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23026-000-0880`

Exterior

Lot Area	9,583 sqft (0.219 acres)
Depth X Width	14.6 ft x 6.7 ft Depth x Width

Location & Zoning

Street Address	109 LUMEN LOOP
City	FREEPORT
State	FL
Zip	32439-3068
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	LOT 88 STARBURST AT HAMMOCK BAY PHASE I PB 25-81
Legal Phase	1
Legal Lot Number	88
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	2
Census Block	2066

Owner

Source: Walton County records · APN 30-1S-19-23026-000-0880

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 LUMEN LOOP, FREEPORT, FL 32439-3068
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Deed Doc Number	20250048327
Deed Book / Page	3382 / 4530
Record Refreshed	Jun 08, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 31, 2025
Property Address	109 LUMEN LOOP, FREEPORT, FL 32439-3068
Document Number	0033824530
Book / Page	3382 / 4530
Map Reference	MB 25 PG 81-84
Instrument Date	Dec 31, 2025
Instrument	20250048327
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, DSLD TITLE FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,498.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN STE 100, 100, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LUMEN LOOP, FREEPORT, FL 32439-3068

Mortgage

Document Number	0033824532
Date	Dec 31, 2025
Instrument	3382/4532

Lender

Name	DSLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,000 Land $69,000	$69,000 Land $69,000
2024	$902.00

Flood & Wildfire

109 Lumen Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 73rd percentile of exposed land nationally · 58th in Florida
Wildfire Likelihood	Moderate — about 1 in 441 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.