120 E Liberty St, Hernando, FL 34442 Property Records

Citrus County property record for 120 E Liberty St, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	3,547 sqft Living Area
Lot Size	88,177 sqft (2.02 acres)
Occupancy	Owner Occupied
Last Sale	$354,700 (2019)
Tax Bill	$6,580.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00390-0100

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 E LIBERTY ST, HERNANDO, FL 34442-8315
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2019 · Amount on Record
Deed Sale	Sep 05, 2019 · Amount on Record
Prior Sale	Mar 01, 1990 · Amount on Record
Deed Doc Number	201946417
Deed Book / Page	3002 / 618
Prior Transfer Date	Feb 08, 2013
Prior Transfer Doc	0025322002
Record Refreshed	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 05, 2019
Property Address	120 E LIBERTY ST, HERNANDO, FL 34442-8315
Document Number	0030020618
Book / Page	3002 / 0618
Map Reference	MB 9 PG 73-83
Instrument Date	Aug 27, 2019
Instrument	2019046417
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,482.90
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E LIBERTY ST, 120, HERNANDO, FL 34442-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E LIBERTY ST, HERNANDO, FL 34442-8315

Mortgage

Document Number	0003002620
Date	Sep 05, 2019
Instrument	3002/620

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,982.00 (+6.11%)	$493,858 (-0.61%) Land $62,000 Building $431,858	$493,858 (-0.61%) Land $62,000 Building $431,858
2024	$6,580.00 (+9.16%)	$496,907 (+11.52%) Land $59,000 Building $437,907	$496,907 (+11.52%) Land $59,000 Building $437,907
2023	$6,028.00 (+17.32%)	$445,590 (+20.2%) Land $51,000 Building $394,590	$445,590 (+20.2%) Land $51,000 Building $394,590
2022	$5,138.00	$370,708 Land $34,500 Building $336,208	$370,708 Land $34,500 Building $336,208

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00390-0100`
Alternative APNs	`1818S19E0110003900100` `2299037`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,547 sqft Living Area
Gross Area	4,409 sqft Gross Area
1st Floor	2,371 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Custom Design Style
Exterior Material	Metal Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	88,177 sqft (2.02 acres)
Depth X Width	249 ft x 178 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	862 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	224 sqft Deck
Patio Area	448 sqft Patio
Porch Area	692 sqft Porch
Tennis Court	Tennis Court
Outdoor Kitchen Or Brick BBQ	Outdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2299037
Street Address	120 E LIBERTY ST
City	HERNANDO
State	FL
Zip	34442-8315
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD LOT 10 BLK 39 ---&--- KENSINGTON ESTS UNIT 2 PB 11 PG 66 LOT 42 BLK J TITLE IN OR BK 2524 PG 816 AND OR BK 2532 PG 2002
Legal Range	19E
Legal Township	18S
Legal Section	31
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	39,J
Legal Lot Number	10,42
Legal Unit	2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2004
Census Tract	450704