163 E Liberty St, Hernando, FL 34442 Property Records

Citrus County property record for 163 E Liberty St, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,213 sqft · built 2003
Lot Size	0.501 acres (21,825 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Apr 2025)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00350-0200`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00350-0200`
Alternative APNs	`1818S19E0110003500200` `2297646`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,213 sqft Living Area
Gross Area	2,697 sqft
1st Floor Area	2,213 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,825 sqft (0.501 acres)
Lot Dimensions	145 ft deep x 150 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	7 Parking Spaces
Pool Area	378 sqft
Porch	Finished/Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2297646
Street Address	163 E LIBERTY ST
City	HERNANDO
State	FL
Zip	34442-8362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 S1/2 OF LT 20 BLK 35
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	35
Legal Lot Number	20
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3016
Census Tract	450703

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00350-0200

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Sep 12, 2023	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Sep 12, 2023	Warranty Deed, Transfer · VA Mortgage E LOANS MORTGAGE INC
Sep 12, 2023	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Jul 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2025 · Amount on Record
Deed Sale	Apr 02, 2025 · Amount on Record
Prior Sale	Sep 12, 2023 · Amount on Record
Deed Document Number	202519902
Deed Book / Page	3554 / 234
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	0026980565
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 12, 2023
Property Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362
Document Number	0034082156
Book / Page	3408 / 2156
Map Reference	MB 9 PG 73-83
Instrument Date	Aug 28, 2023
Instrument	2023052653
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 2ND ST N # N1, N1, SAINT PETERSBURG, FL 33701-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 12, 2023
Property Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362
Document Number	0034082154
Book / Page	3408 / 2154
Map Reference	MB 9 PG 73-83
Instrument Date	Aug 28, 2023
Instrument	2023052652
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 2ND ST N # N1, N1, ST PETERSBURG, FL 33701-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E GBERTY ST, HERNANDO, FL 34442

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 12, 2023
Property Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362
Document Number	0034082160
Book / Page	3408 / 2160
Map Reference	MB 9 PG 73-83
Instrument Date	Aug 28, 2023
Instrument	2023052655
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2880 DAHLIA AVE, SAN DIEGO, CA 92154-1451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362

Mortgage

Document Number	0034082162
Date	Sep 12, 2023
Instrument	3408/2162

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 12, 2023
Property Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362
Document Number	0034082158
Book / Page	3408 / 2158
Map Reference	MB 9 PG 73-83
Instrument Date	Aug 17, 2023
Instrument	2023052654
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16341 EAST GARDEN DR, WIMAUMA, FL 33598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362

Mortgage

Document Number	0031830348
Date	Jul 09, 2021
Book Page	3183/348
Instrument	2021046528

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 26, 2019
Property Address	163 E LIBERTY ST, HERNANDO, FL 34442-8362
Document Number	0030202382
Book / Page	3020 / 2382
Map Reference	MB 9 PG 73-83
Instrument Date	Nov 26, 2019
Instrument	2019061979
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,851.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 E LIBERTY ST, 163, HERNANDO, FL 34442-8362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13133 WINDJAMMER AVE, SOLOMONS, MD 20688-3025

Mortgage

Document Number	0030202384
Date	Nov 26, 2019
Instrument	3020/2384

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,855.00 (-2.33%)	$354,650 (-2.86%) Land $35,000 Building $319,650	$354,650 (-2.86%) Land $35,000 Building $319,650
2024	$4,971.00 (+63.47%) Homeowner's exemption Additional exemption filed	$365,097 (+6.54%) Land $33,500 Building $331,597	$365,097 (+6.54%) Land $33,500 Building $331,597
2023	$3,041.00 (+6.89%) Homeowner's exemption Additional exemption filed	$342,695 (+14.3%) Land $30,500 Building $312,195	$342,695 (+14.3%) Land $30,500 Building $312,195
2022	$2,845.00 Homeowner's exemption Additional exemption filed	$299,812 Land $29,000 Building $270,812	$299,812 Land $29,000 Building $270,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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