184 E Liberty St, Hernando, FL 34442 Property Records

Citrus County property record for 184 E Liberty St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,177 sqft Living Area
Lot Size	45,666 sqft (1.04 acres)
Occupancy	Owner Occupied
Last Sale	$247,000 (2020)
Tax Bill	$4,824.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00390-008.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	184 E LIBERTY ST, HERNANDO, FL 34442-8315
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2018	Warranty Deed, Transfer NORTH CTRL FL TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Doc Number	2020057716
Deed Book / Page	3102 / 1941
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	184 E LIBERTY ST, HERNANDO, FL 34442-8315
Transaction Type	Mortgage
Record Updated	Jan 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E LIBERTY ST, HERNANDO, FL 34442-8315

Mortgage

Document Number	0032302179
Date	Dec 02, 2021
Book Page	3230/2179
Instrument	2021083036

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 23, 2020
Property Address	184 E LIBERTY ST, HERNANDO, FL 34442-8315
Document Number	0031021941
Book / Page	3102 / 1941
Map Reference	MB 9 PG 73-83
Instrument Date	Oct 19, 2020
Instrument	2020057716
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,729.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4140 W GORGE LN, 4140, BEVERLY HILLS, FL 34465-2183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E LIBERTY ST, HERNANDO, FL 34442-8315

Mortgage

Document Number	31021943
Date	Oct 23, 2020
Instrument	3102/1943

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 18, 2018
Property Address	184 E LIBERTY ST, HERNANDO, FL 34442-8315
Document Number	0028941112
Book / Page	002894 / 001112
Instrument Date	Apr 09, 2018
Instrument	19120
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	NORTH CTRL FL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 W GORGE LN BEVERLY HILLS FL 344652183, BEVERLY HILLS, FL 34465-2183

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,824.00 (-2.66%) Homeowner's exemption Additional exemption filed	$349,738 (-3.2%) Land $31,000 Building $318,738	$349,738 (-3.2%) Land $31,000 Building $318,738
2024	$4,956.00 (+2.86%) Homeowner's exemption Additional exemption filed	$361,309 (+0.4%) Land $29,500 Building $331,809	$361,309 (+0.4%) Land $29,500 Building $331,809
2023	$4,818.00 (+17.45%)	$359,876 (+20.94%) Land $25,500 Building $334,376	$359,876 (+20.94%) Land $25,500 Building $334,376
2022	$4,102.00	$297,556 Land $17,250 Building $280,306	$297,556 Land $17,250 Building $280,306

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00390-008.0`
Alternative APNs	`1818S19E0110003900080` `2299002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,177 sqft Living Area
1st Floor	2,177 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Architectural Style	Custom Design Style
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	45,666 sqft (1.04 acres)
Depth X Width	255 ft x 178 ft Depth x Width
Parking Spaces	8 Parking Spaces
Garage Area	624 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Patio Area	480 sqft Patio
Porch	Open Porch
Porch Area	442 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2299002
Old Parcel Number	1818S19E0110003900080
Street Address	184 E LIBERTY ST
City	HERNANDO
State	FL
Zip	34442-8315
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 8 BLK 39 DESC IN OR BK 886 PG 1716
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	39
Legal Lot Number	8
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2004
Census Tract	450704

184 E Liberty St, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on E Liberty St

Nearby Streets

Search Property Records by Address or Parcel Number