72 E Liberty St, Hernando, FL 34442 Property Records

Citrus County property record for 72 E Liberty St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1994
Square Footage	1,841 sqft Living Area
Lot Size	43,945 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$176,000 (2015)
Tax Bill	$3,245.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00390-012.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	72 E LIBERTY ST, HERNANDO, FL 34442-8314
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2015 · Amount on Record
Deed Sale	Aug 05, 2015 · Amount on Record
Prior Sale	May 10, 2004
Deed Doc Number	2015036730
Deed Book / Page	2705 / 0439
Record Refreshed	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	72 E LIBERTY ST, HERNANDO, FL 34442-8314
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 E LIBERTY ST, HERNANDO, FL 34442-8314

Mortgage

Document Number	0032980244
Date	Jun 29, 2022
Book Page	3298/244
Instrument	2022046169

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 (+4.68%) Homeowner's exemption Additional exemption filed	$275,587 (+0.83%) Land $31,000 Building $244,587	$275,587 (+0.83%) Land $31,000 Building $244,587
2024	$3,100.00 (+2.48%) Homeowner's exemption Additional exemption filed	$273,311 (-0.2%) Land $29,500 Building $243,811	$273,311 (-0.2%) Land $29,500 Building $243,811
2023	$3,025.00 (+6.89%) Homeowner's exemption Additional exemption filed	$273,848 (+21.6%) Land $25,500 Building $248,348	$273,848 (+21.6%) Land $25,500 Building $248,348
2022	$2,830.00 Homeowner's exemption Additional exemption filed	$225,211 Land $17,250 Building $207,961	$225,211 Land $17,250 Building $207,961

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00390-012.0`
Alternative APNs	`1818S19E0110003900120` `2299053`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,841 sqft Living Area
1st Floor	1,841 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Custom Design Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	43,945 sqft (1 acres)
Depth X Width	244 ft x 179 ft Depth x Width
Parking Spaces	8 Parking Spaces
Garage Area	522 sqft Garage

Exterior Amenities

Pool Area	308 sqft Pool
Patio Area	66 sqft Patio
Porch	Open Porch
Porch Area	311 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2299053
Old Parcel Number	1818S19E0110003900120
Street Address	72 E LIBERTY ST
City	HERNANDO
State	FL
Zip	34442-8314
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 12 BLK 39
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	39
Legal Lot Number	12
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2004
Census Tract	450704