Maricopa County property record for 120 E Frances Ln, Gilbert, AZ 85295
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,398 sqft · built 2000 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $659,000 (May 2021) |
| Tax Bill | $3,360 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Jul 2019 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-44-527 |
| Primary APN | 304-44-527 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,398 sqft Living Area |
| Gross Area | 3,618 sqft |
| 1st Floor Area | 1,899 sqft |
| 2nd Floor Area | 1,499 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 10,200 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 400 sqft |
| Patio Area | 220 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 120 E FRANCES LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-1974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | ALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 31 |
| Legal Subdivision | ALLEN RANCH PARCELS 1 2 3 & 4 |
| Legal Lot Number | 240 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 815300 |
Source: Maricopa County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Beneficiary Deed, Transfer |
| Jul 29, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| May 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Jan 7, 2022 | Re-recorded Document NOT AVAILABLE, NAVI TITLE AGENCY PLLC |
| Apr 19, 2018 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | Apr 19, 2018 · Amount on Record |
| Deed Document Number | 2021527029 |
| Last Transfer Date | Jun 29, 2022 |
| Transfer Doc | 0000537110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 29, 2022 |
| Property Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000537110 |
| Map Reference | MB 506 PG 16 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 20220537110 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 E FRANCES LN, 120, GILBERT, AZ 85295-1974 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | FIDELITY NATL TTL AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000571473 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 20190571473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 7, 2022 |
| Property Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000023138 |
| Map Reference | MB 506 PG 16 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 20220023138 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | NOT AVAILABLE, NAVI TITLE AGENCY PLLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000023139 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 20220023139 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 11, 2021 |
| Property Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000527029 |
| Map Reference | MB 506 PG 16 |
| Instrument Date | May 5, 2021 |
| Instrument | 20210527029 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 E FRANCES LN, 120, GILBERT, AZ 85295-1974 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000527030 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 20210527030 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 7, 2022 |
| Property Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000023137 |
| Map Reference | MB 506 PG 16 |
| Instrument Date | May 5, 2021 |
| Instrument | 20220023137 |
| Record Updated | Mar 5, 2024 |
| Title Company | NOT AVAILABLE, NAVI TITLE AGENCY PLLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 19, 2018 |
| Property Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000297004 |
| Map Reference | MB 506 PG 16 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 20180297004 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE AGEN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2740 E LYNX PL, 2740, CHANDLER, AZ 85249-5113 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 120 E FRANCES LN, GILBERT, AZ 85295-1974 |
| Document Number | 0000297005 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 20180297005 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,770 (+54.78%) | $667,700 (+7.33%) Land $133,500 Building $534,200 | |
| 2025 | $3,360.00 (+3.96%) | $43,140 (-35.73%) | $622,100 (-7.32%) Land $124,400 Building $497,700 |
| 2024 | $67,120 | $671,200 Land $134,200 Building $537,000 | |
| 2023 | $3,232.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| WeLink Communications Fixed Wireless | 700 / 700 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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