105 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 105 E Frances Ln, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,389 sqft · built 2003
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on File
Last Sale$690,000 (Feb 2024)
Tax Bill$2,437 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-44-531

Property Details

APN / Parcel Number

Primary APN304-44-531

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,389 sqft Living Area
1st Floor Area2,389 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,200 sqft (0.234 acres)
Parking Spaces3 Parking Spaces
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address105 E FRANCES LN
CityGILBERT
StateAZ
Zip85295-1470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16
Legal Range06E
Legal Township01S
Legal Section31
Legal QuarterSW
Quarter-Quarter SectionSW
Legal SubdivisionALLEN RANCH PARCELS 1 2 3 & 4
Legal Lot Number244
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2017
Census Tract815300

Owner

105 E Frances Ln is owned and occupied by an individual who bought it in February 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address105 E FRANCES LN, GILBERT, AZ 85295-1470
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 18, 2022Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2024 · Amount on File
Deed SaleFeb 9, 2024 · Amount on File
Prior SaleDec 13, 2016
Deed Document Number20240068311
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 9, 2024
Property Address105 E FRANCES LN, GILBERT, AZ 85295-1470
Document Number0000068311
Map ReferenceMB 506 PG 16
Instrument DateFeb 5, 2024
Instrument20240068311
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyGRECO TITLE AGENCY LLC, GROUP TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 E FRANCES LN, GILBERT, AZ 85295-1470

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address105 E FRANCES LN, GILBERT, AZ 85295-1470

Mortgage

Document Number0000068312
DateFeb 9, 2024
Instrument20240068312
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address105 E FRANCES LN, GILBERT, AZ 85295-1470
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E FRANCES LN, GILBERT, AZ 85295-1470

Mortgage

Document Number0000846338
DateNov 18, 2022
Instrument20220846338
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address105 E FRANCES LN, GILBERT, AZ 85295-1470
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyTITLE SECURITY AGENCY LLC, TITLE SECURITY AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E FRANCES LN, GILBERT, AZ 85295-1470

Mortgage

Document Number0001219362
DateNov 15, 2021
Instrument20211219362
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address105 E FRANCES LN, GILBERT, AZ 85295-1470
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E FRANCES LN, GILBERT, AZ 85295-1470

Mortgage

Document Number0001159586
DateNov 25, 2020
Instrument20201159586
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 105 E Frances Ln was $2,437.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,780$547,800 Land $109,500 Building $438,300
2025$2,437.00
2024$55,620 (+20.49%)$556,200 (+20.49%) Land $111,200 Building $445,000
2023$2,361.00 (+3.15%)$46,160 Land $9,230 Building $36,930$461,600 Land $92,300 Building $369,300
2022$2,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 E Frances Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 E Frances Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
WeLink Communications
Fixed Wireless
700 / 700
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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