106 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 106 E Frances Ln, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,267 sqft · built 2000
Lot Size0.234 acres (10,200 sqft)
OwnerCompany Name on Record
Last Sale$437,000 (Mar 2018)
Tax Bill$3,229 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-44-526

Property Details

APN / Parcel Number

Primary APN304-44-526
Alternative APN
  • 304445261

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,267 sqft Living Area
Gross Area3,487 sqft
1st Floor Area2,079 sqft
2nd Floor Area1,188 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood Frame
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,200 sqft (0.234 acres)
Parking Spaces3 Parking Spaces
Pool Area363 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address106 E FRANCES LN
CityGILBERT
StateAZ
Zip85295-1974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16
Legal Range6E
Legal Township1S
Legal Section31
Legal SubdivisionALLEN RANCH PARCELS 1 2 3 & 4
Legal Lot Number239
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2020
Census Tract815300

Owner

Source: Maricopa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address106 E FRANCES LN, GILBERT, AZ 85295-1974
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 26, 2018Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2018 · Amount on Record
Deed SaleMar 26, 2018 · Amount on Record
Prior SaleSep 29, 2000 · Amount on Record
Deed Document Number2018224643
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateOct 7, 2026
Property Address106 E FRANCES LN, GILBERT, AZ 85295-1974
Document Number0000581999
Instrument DateOct 2, 2026
Instrument2026581999
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000581999,
DateOct 7, 2026
Instrument2026581999
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address106 E FRANCES LN, GILBERT, AZ 85295-1974
Document Number0000522375
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address106 E FRANCES LN GILBERT AZ 852951974, GILBERT, AZ 85295-1974

Mortgage

Document Number0000522375
DateJun 16, 2020
Instrument522375
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 15, 2035

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 26, 2018
Property Address106 E FRANCES LN, GILBERT, AZ 85295-1974
Document Number0000224643
Instrument DateMar 9, 2018
Instrument224643
Transaction TypeTransfer
Record UpdatedApr 2, 2018
Title CompanyMAGNUS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$437.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address106 E FRANCES LN GILBERT AZ 852951974, GILBERT, AZ 85295-1974

Mortgage

Document Number224644
DateMar 26, 2018
Instrument224644
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 25, 2033

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,820 (+55.41%)$648,200 (+7.23%) Land $129,600 Building $518,600
2025$3,229.00 (+3.99%)$41,710 (-36.2%)$604,500 (-7.54%) Land $120,900 Building $483,600
2024$65,380$653,800 Land $130,700 Building $523,100
2023$3,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
WeLink Communications
Fixed Wireless
700 / 700
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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