120 Creekside Dr, Morganton, NC 28655 Property Records

Burke County property record for 120 Creekside Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,508 sqft · built 1967
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$620 (Feb 2021)
Tax Bill	$1,841 (2026)
Deeds & Mortgages	Feb 2021 Sale Jan 2018 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`1793432487`

Property Details

APN / Parcel Number

Primary APN	`1793432487`
Alternative APN	`9030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	836 sqft
Finished Basement	836 sqft
Unfinished Basement	836 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)

Exterior Amenities

Porch	Slab
Porch Area	185 sqft
Deck Area	132 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 CREEKSIDE DR
City	MORGANTON
State	NC
Zip	28655-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	120 CREEKSIDE DR MORGANTON, NC 28655
Legal Subdivision	CREEKSIDE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3019
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer
Jan 2, 2018	Deed of Trust, Mortgage · FHA Mortgage NOT AVAILABLE
May 7, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Dec 3, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG AUTH(FHA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Deed Document Number	20211923
Deed Book / Page	2520 / 907
Prior Transfer Date	Dec 10, 2009
Prior Transfer Doc	0018760952
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 22, 2021
Property Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0025200907
Book / Page	2520 / 907
Map Reference	MB 4 PG 1632
Instrument Date	Feb 17, 2021
Instrument	2021001923
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023270849
Date	Jan 2, 2018
Book Page	2327/0849
Instrument	2017011698

Lender

Name	NOT AVAILABLE
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.67%
Type Change Date	Jan 1, 2019
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 7, 2019
Property Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0024010536
Book / Page	2401 / 0536
Map Reference	MB 4 PG 163
Instrument Date	May 7, 2019
Instrument	2017027472
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202

Mortgage

Document Number	2017027473
Date	May 7, 2019
Instrument	2017027473

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 3, 2018
Property Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0023780185
Book / Page	2378 / 0185
Map Reference	MB4 PG163
Instrument Date	Nov 30, 2018
Instrument	2017022502
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 GOLF COURSE RD, MORGANTON, NC 28655-8249

Mortgage

Document Number	2017022503
Date	Dec 3, 2018
Instrument	2017022503

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	120 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0023270867
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	120 CREEKSIDE DR MORGANTON NC 286555202, MORGANTON, NC 28655-5202

Mortgage

Document Number	0023270867
Date	Jan 2, 2018
Book Page	002327/000867
Instrument	11699

Lender

Name	FEDERAL HSNG AUTH(FHA)
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	756 Months
Due	Jan 1, 2081

Interest

Rate	4.67%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,841.00 (+11.91%)	$313,469 (+12.37%) Land $27,405 Building $286,064	$313,469 (+12.37%) Land $27,405 Building $286,064
2025	$1,645.00 (-10.74%)	$278,970 (-11.01%) Land $27,405 Building $251,565	$278,970 (-11.01%) Land $27,405 Building $251,565
2023	$1,843.00	$313,469 Land $27,405 Building $286,064	$313,469 Land $27,405 Building $286,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Creekside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures