119 Creekside Dr, Morganton, NC 28655 Property Records

Burke County property record for 119 Creekside Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,668 sqft · built 1974
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2026)
Tax Bill	$1,713 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1793432173`

Property Details

APN / Parcel Number

Primary APN	`1793432173`
Alternative APN	`1585`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,668 sqft Living Area
1st Floor Area	1,834 sqft
Basement Area	1,834 sqft
Finished Basement	1,834 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	119 CREEKSIDE DR
City	MORGANTON
State	NC
Zip	28655-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	119 CREEKSIDE DR MORGANTON, NC 28655
Legal Subdivision	CREEKSIDE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3019
Census Tract	21400

Owner

119 Creekside Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	119 CREEKSIDE DR, MORGANTON, NC 28655-5204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Jun 26, 2013 · Amount on File
Deed Document Number	202626007142
Deed Book / Page	2887 / 730
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0025380640
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 30, 2026
Property Address	119 CREEKSIDE DR, MORGANTON, NC 28655-5204
Document Number	0026007142
Book / Page	2887 / 730
Instrument Date	Jul 30, 2026
Instrument	202626007142
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CREEKSIDE DR, MORGANTON, NC 28655-5204

Mortgage

Document Number	0026007142,
Date	Jul 30, 2026
Book Page	2887/733
Instrument	202626007142

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	May 4, 2021
Property Address	119 CREEKSIDE DR, MORGANTON, NC 28655-5204
Document Number	0025380640
Book / Page	2538 / 640
Map Reference	MB 4 PG 163
Instrument Date	Apr 23, 2021
Instrument	2021005173
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 CREEKSIDE DR, 119, MORGANTON, NC 28655-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	119 CREEKSIDE DR, MORGANTON, NC 28655-5204

Tax Assessment & Valuation

The 2026 property tax bill for 119 Creekside Dr was $1,713, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,713.00 (+0.29%)	$290,430 (-) Land $29,600 Building $260,830	$290,430 (-) Land $29,600 Building $260,830
2025	$1,708.00	$290,430 Land $29,600 Building $260,830	$290,430 Land $29,600 Building $260,830
2023	$1,714.00	$290,430 Land $29,600 Building $260,830	$290,430 Land $29,600 Building $260,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Creekside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Creekside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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