114 Creekside Dr, Morganton, NC 28655 Property Records

Burke County property record for 114 Creekside Dr, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,994 sqft · built 1971
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Nov 2019)
Tax Bill$925 (2026)
Deeds & MortgagesMay 2021 Sale
Oct 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN1793436207

Property Details

APN / Parcel Number

Primary APN1793436207
Alternative APN
  • 5414

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,994 sqft Living Area
1st Floor Area1,994 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area421 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address114 CREEKSIDE DR
CityMORGANTON
StateNC
Zip28655-5202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description114 CREEKSIDE DR MORGANTON, NC 28655
Legal SubdivisionCREEKSIDE SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group3
Census Block3019
Census Tract21400

Owner

114 Creekside Dr is owned by two individuals who bought it in November 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address310 N TERRACE PL, MORGANTON, NC 28655-3753
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Warranty Deed, Transfer
Oct 8, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2019 · Amount on File
Deed SaleNov 26, 2019 · Amount on File
Deed Document Number20192017034667
Deed Book / Page2436 / 463
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMay 13, 2021
Property Address114 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number0025400726
Book / Page2540 / 726
Map ReferenceMB 2508 PG 983
Instrument DateApr 21, 2021
Instrument2021005578
Transaction TypeTransfer
Record UpdatedOct 20, 2021

Transaction

AmountAmount on Record
Tax$18.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4910 ASHTON CT, 4910, MORGANTON, NC 28655-7851

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CREEKSIDE DR, MORGANTON, NC 28655-5202

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address114 CREEKSIDE DR, MORGANTON, NC 28655-5202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024280493
DateOct 8, 2019
Book Page2428/0493
Instrument2017033017
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
Address26592
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 114 Creekside Dr was $925, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$925.00 (+0.54%)$148,441 (-) Land $19,370 Building $129,071$148,441 (-) Land $19,370 Building $129,071
2025$920.00$148,441 Land $19,370 Building $129,071$148,441 Land $19,370 Building $129,071
2023$1,802.00$306,195 Land $19,370 Building $286,825$306,195 Land $19,370 Building $286,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Creekside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Creekside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Compas X-Stream
Cable
1,000 / 50
AT&T
DSL
100 / 20

May also be available: Verizon.

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