116 Creekside Dr, Morganton, NC 28655 Property Records

Burke County property record for 116 Creekside Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,590 sqft · built 1967
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,000 (Sep 2020)
Tax Bill	$1,013 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1793435444`

Property Details

APN / Parcel Number

Primary APN	`1793435444`
Alternative APN	`12510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	770 sqft
Finished Basement	280 sqft
Unfinished Basement	770 sqft
Flooring	Wood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	200 sqft
Balcony Area	16 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	116 CREEKSIDE DR
City	MORGANTON
State	NC
Zip	28655-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	116 CREEKSIDE DR MORGANTON, NC 28655
Legal Subdivision	CREEKSIDE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3019
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 N ANDERSON ST, MORGANTON, NC 28655-3735
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 31, 2019	Warranty Deed, Transfer · Conventional with PMI EASTMAN CU
Sep 2, 2020	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	202017044238
Deed Book / Page	2485 / 868
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0022070378
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	116 CREEKSIDE DR, MORGANTON, NC 28655-5202
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CREEKSIDE DR, MORGANTON, NC 28655-5202

Mortgage

Document Number	0025670282
Date	Sep 2, 2021
Book Page	2567/282
Instrument	2021010521

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 31, 2019
Property Address	116 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0024150996
Book / Page	002415 / 000996
Instrument Date	Jul 26, 2019
Instrument	30530
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CREEKSIDE DR MORGANTON NC 286555202, MORGANTON, NC 28655-5202

Mortgage

Document Number	24150999
Date	Jul 31, 2019
Book Page	002415/000999
Instrument	30531

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 2, 2020
Property Address	116 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0024850869
Book / Page	002485 / 000869
Instrument Date	Jul 17, 2019
Instrument	44238
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CREEKSIDE DR MORGANTON NC 286555202, MORGANTON, NC 28655-5202

Mortgage

Document Number	24850871
Date	Sep 2, 2020
Book Page	002485/000871
Instrument	44239

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	600 LYNNHAVEN PKWY, VIRGINIA BEACH, VA 23452-7319

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,013.00 (+0.5%)	$164,234 (-) Land $23,385 Building $140,849	$164,234 (-) Land $23,385 Building $140,849
2025	$1,008.00 (-48.41%)	$164,234 (-50.72%) Land $23,385 Building $140,849	$164,234 (-50.72%) Land $23,385 Building $140,849
2023	$1,954.00	$333,295 Land $23,385 Building $309,910	$333,295 Land $23,385 Building $309,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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