Kenton County property record for 12 Shelby St, Bromley, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 848 sqft · built 1910 |
| Lot Size | 0.083 acres (3,630 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,900 (Oct 2022) |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 026-41-01-004.02 |
| Primary APN | 026-41-01-004.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 848 sqft Finished Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Lot Area | 3,630 sqft (0.083 acres) |
| Lot Dimensions | 110 ft deep x 33 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 SHELBY ST |
|---|---|
| City | BROMLEY |
| State | KY |
| Zip | 41016-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLINS LOT 55 33'X110' NWS SHELBY ST |
| Legal Subdivision | COLLINS |
| Legal Lot Number | 55 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 66900 |
12 Shelby St is owned and occupied by two individuals who bought it in October 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SHELBY ST, BROMLEY, KY 41016-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RIVERVIEW MTG |
| Jan 31, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on File |
| Deed Sale | Oct 11, 2022 · Amount on File |
| Prior Sale | Jan 31, 2018 · Amount on File |
| Deed Document Number | 2022227 |
| Deed Book / Page | 194 / 368 |
| Prior Transfer Date | Dec 23, 2013 |
| Prior Transfer Doc | 0005900038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 11, 2022 |
| Property Address | 12 SHELBY ST, BROMLEY, KY 41016-1215 |
| Document Number | 0005900227 |
| Book / Page | 194 / 368 |
| Map Reference | PL 22 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 22101105900227 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | MILLENNIAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 HOUSTON RD STE 27, 6900, FLORENCE, KY 41042-4890 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12 SHELBY ST, BROMLEY, KY 41016-1215 |
| Document Number | 0005900228 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 22101105900228 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 12 SHELBY ST, BROMLEY, KY 41016-1215 |
| Document Number | 0000000110 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Title Company | GOLDEN EAGLE TITLE AND ESCROW LL |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12 SHELBY ST BROMLEY KY 410161215, BROMLEY, KY 41016-1215 |
| Document Number | 0000000110 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 0C6381/000018 |
| Instrument | 110 |
| Name | RIVERVIEW MTG |
|---|---|
| Type | Mortgage Company |
| Address | BEACHWOOD, OH 44122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 31, 2018 |
| Property Address | 12 SHELBY ST, BROMLEY, KY 41016-1215 |
| Document Number | 0000000038 |
| Book / Page | 0C6344 / 000039 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 38 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6900 HOUSTON RD #27 FLORENCE KY 410424890, 27, FLORENCE, KY 41042-4890 |
The 2025 property tax bill for 12 Shelby St was $2,064.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bromley City |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,900 (-) Land $15,000 Building $132,900 | $147,900 (-) Land $15,000 Building $132,900 | |
| 2025 | $2,064.00 | $147,900 Land $10,000 Building $137,900 | $147,900 Land $10,000 Building $137,900 |
| 2023 | $2,214.00 | $147,900 Land $10,000 Building $137,900 | $147,900 Land $10,000 Building $137,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Shelby St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 91 (1978–2025) |
| Claims Outside the SFHA | 11 of 91 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Shelby St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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