6 Shelby St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 6 Shelby St, Bromley, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1910
Lot Size	0.083 acres (3,630 sqft)
Owner	Individual Name on File
Last Sale	$74,060 (Dec 2003)
Tax Bill	$570 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`026-41-01-005.01`

Property Details

APN / Parcel Number

Primary APN	`026-41-01-005.01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	970 sqft Finished Area
Gross Area	1,090 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,630 sqft (0.083 acres)
Lot Dimensions	110 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	6 SHELBY ST
City	BROMLEY
State	KY
Zip	41016-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS LOT 53 33'X 110' NS SHELBY 66' W PLEASANT
Legal Subdivision	COLLINS
Legal Lot Number	53
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5017
Census Tract	66900

Owner

6 Shelby St is owned and occupied by an individual who bought it in December 2003.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 SHELBY ST, BROMLEY, KY 41016-1215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2003 · Amount on File
Deed Sale	Dec 30, 2003 · Amount on File
Prior Sale	May 23, 2000 · Amount on File
Deed Document Number	200312 30 059 00209
Deed Book / Page	2001 / 346
Prior Transfer Date	Dec 9, 2003
Prior Transfer Doc	1230059002
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	6 SHELBY ST, BROMLEY, KY 41016-1215
Document Number	0000000090
Book / Page	0C6117 / 000265
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SHELBY ST BROMLEY KY 410161215, BROMLEY, KY 41016-1215

Mortgage

Document Number	0000000090
Date	Mar 17, 2017
Book Page	0C6117/000265
Instrument	90

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 6 Shelby St was $570 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bromley City
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,600 (+20.67%) Land $15,000 Building $93,600	$108,600 (+20.67%) Land $15,000 Building $93,600
2025	$570.00 Homeowner's exemption	$90,000 Land $10,000 Building $80,000	$90,000 Land $10,000 Building $80,000
2023	$652.00 Disabled Person's exemption	$90,000 Land $10,000 Building $80,000	$90,000 Land $10,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Shelby St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	91 (1978–2025)
Claims Outside the SFHA	11 of 91
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Shelby St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000