10 Shelby St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 10 Shelby St, Bromley, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1910
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$39,500 (May 2020)
Tax Bill	$1,047 (2025)
Deeds & Mortgages	May 2020 Sale Feb 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`026-41-01-004.01`

Property Details

APN / Parcel Number

Primary APN	`026-41-01-004.01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Finished Area
Gross Area	1,656 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10 SHELBY ST
City	BROMLEY
State	KY
Zip	41016-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS LOT 54
Legal Subdivision	COLLINS
Legal Lot Number	54
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5017
Census Tract	66900

Owner

10 Shelby St is owned by an individual who bought it in May 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3416 HILLCREST DR, ERLANGER, KY 41018-2221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Grant Deed, Transfer AGENT TITLE
Feb 10, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	20205900098
Deed Book / Page	22 / 993
Prior Transfer Date	Dec 27, 2006
Prior Transfer Doc	0005900077
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 26, 2020
Property Address	10 SHELBY ST, BROMLEY, KY 41016-1215
Document Number	0000000098
Book / Page	000022 / 000993
Instrument Date	May 18, 2020
Instrument	98
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	AGENT TITLE

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 ERLANGER KY 41018, ERLANGER, KY 41018

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 10, 2020
Property Address	10 SHELBY ST, BROMLEY, KY 41016-1215
Document Number	0000000095
Book / Page	000006 / 000598
Instrument Date	Oct 19, 2018
Instrument	95
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Oct 15, 2018
Property Address	10 SHELBY ST, BROMLEY, KY 41016-1215
Document Number	0000000046
Book / Page	0C6523 / 000031
Instrument Date	Jul 5, 2018
Instrument	46
Transaction Type	Foreclosure
Record Updated	Oct 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$52.93
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1231 LOUISVILLE RD FRANKFORT KY 406016156, FRANKFORT, KY 40601-6156

Tax Assessment & Valuation

The 2025 property tax bill for 10 Shelby St was $1,047.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bromley City
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,800 (+62.4%) Land $15,000 Building $106,800	$121,800 (+62.4%) Land $15,000 Building $106,800
2025	$1,047.00	$75,000 Land $10,000 Building $65,000	$75,000 Land $10,000 Building $65,000
2023	$1,122.00	$75,000 Land $10,000 Building $65,000	$75,000 Land $10,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Shelby St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	91 (1978–2025)
Claims Outside the SFHA	11 of 91
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Shelby St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

10 Shelby St, Bromley (Covington), KY 41016 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Shelby St

Nearby Streets

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