17 Shelby St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 17 Shelby St, Bromley, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,002 sqft · built 1915
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Feb 2026)
Tax Bill	$570 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`026-41-02-001.00`

Property Details

APN / Parcel Number

Primary APN	`026-41-02-001.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Finished Area
Gross Area	1,122 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 66 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	17 SHELBY ST
City	BROMLEY
State	KY
Zip	41016-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS LOTS 72-73
Legal Subdivision	COLLINS
Legal Lot Number	72-73
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5016
Census Tract	66900

Owner

17 Shelby St is owned and occupied by an individual who bought it in February 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17 SHELBY ST, BROMLEY, KY 41016-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Apr 15, 2003 · Amount on File
Deed Document Number	20262538
Deed Book / Page	389 / 39
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 9, 2026
Property Address	17 SHELBY ST, BROMLEY, KY 41016-1214
Document Number	0000002538
Book / Page	389 / 39
Map Reference	MB C1542 PG 37
Instrument Date	Feb 5, 2026
Instrument	26059000002538
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 W 5TH ST, COVINGTON, KY 41011-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SHELBY ST, BROMLEY, KY 41016-1214

Mortgage

Document Number	0000002539
Date	Feb 9, 2026
Instrument	26059000002539

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 17 Shelby St was $570 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bromley City
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,500 (+0.56%) Land $15,000 Building $75,500	$90,500 (+0.56%) Land $15,000 Building $75,500
2025	$570.00 Homeowner's exemption	$90,000 Land $10,000 Building $80,000	$90,000 Land $10,000 Building $80,000
2023	$652.00 Homeowner's exemption	$90,000 Land $10,000 Building $80,000	$90,000 Land $10,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Shelby St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	91 (1978–2025)
Claims Outside the SFHA	11 of 91
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Shelby St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000