12 River Dr, Cascade, MT 59421 Property Records

Cascade County property record for 12 River Dr, Cascade, MT 59421

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,741 sqft · built 2005
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on File
Tax Bill	$3,887 (2025)
Deeds & Mortgages	Aug 2018 Transfer May 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0242436`

Property Details

APN / Parcel Number

Primary APN	`R0242436`
Alternative APNs	`02-2555-21-2-01-29-0000` `0003123300` `03123300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,472 sqft
Upper Floors Area	314 sqft
Attic	Attic
Attic Area	269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,504 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0003123300
Street Address	12 RIVER DR
City	CASCADE
State	MT
Zip	59421-8407
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	COOPER ESTATES, S21, T16 N, R02 W, BLOCK 002, LOT 006
Legal Range	02W
Legal Township	16N
Legal Section	21
Legal Subdivision	COOPER ESTATES
Legal Block	2
Legal Lot Number	6
Jurisdiction	CASCADE MT
Township / Civil Division	CASCADE
Census Block Group	3
Census Block	3120
Census Tract	10400

Owner

Source: Cascade County records · APN R0242436

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12 RIVER DR, CASCADE, MT 59421-8407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2018	Quit Claim Deed, Transfer OTHER
May 21, 2018	Quit Claim Deed, Transfer Quitclaim
May 17, 2017	Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2013
Deed Sale	Aug 23, 2013
Deed Document Number	2013279567
Last Transfer Date	Aug 03, 2018
Transfer Doc	0000359189
Record Updated	Jun 08, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Aug 07, 2018
Property Address	12 RIVER DR, CASCADE, MT 59421-8407
Document Number	0000359189
Instrument Date	Aug 03, 2018
Instrument	359189
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12 RIVER DR CASCADE MT 594218407, CASCADE, MT 59421-8407

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	May 21, 2018
Property Address	12 RIVER DR, CASCADE, MT 59421-8407
Document Number	0000355427
Instrument Date	May 08, 2018
Instrument	355427
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10004 CARBONDALE ST BAKERSFIELD CA 933148037, BAKERSFIELD, CA 93314-8037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	12 RIVER DR, CASCADE, MT 59421-8407
Document Number	0000339956
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10004 CARBONDALE ST BAKERSFIELD CA 933148037, BAKERSFIELD, CA 93314-8037

Mortgage

Document Number	0000339956
Date	May 25, 2017
Instrument	339956

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	GREAT FALLS, MT 59404-4109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 24, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cascade County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Cascade Elementary School District (PK - 08)
Secondary School District	Cascade High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,887.00 (+12.99%)	$679,900 (+24.48%)	$679,900 (+24.48%) Land $319,065 Building $360,835
2023	$3,440.00	$546,200	$546,200 Land $285,188 Building $261,012

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 53% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	60 / 5

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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