12 Cobblestone Ct, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 12 Cobblestone Ct, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 2000
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2019)
Tax Bill	$7,941 (2026)
Deeds & Mortgages	Dec 2022 Transfer Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145289 116.14-3-31`

Property Details

APN / Parcel Number

Primary APN	`145289 116.14-3-31`
Alternative APN	`52891161400003031000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	963 sqft
2nd Floor Area	693 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	178 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 COBBLESTONE CT
City	LANCASTER
State	NY
Zip	14086-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	2000 KEYCHNG(HH) NEW# PER CNY MPPNG 116.14-3-31 SL128 PRIOR#116.14-1-175
Legal Subdivision	THE BUFFALLO CREEK RESERVATION
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1004
Census Tract	14206

Owner

12 Cobblestone Ct is owned and occupied by an individual who acquired it in November 2022.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 COBBLESTONE CT, LANCASTER, NY 14086-9326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Intrafamily Transfer, Transfer
Sep 30, 2019	Warranty Deed, Transfer
May 18, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jan 25, 2008 · Amount on File
Deed Document Number	2019212369
Deed Book / Page	11350 / 5215
Last Transfer Date	Nov 30, 2022
Transfer Doc	0114112158
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Dec 1, 2022
Property Address	12 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number	0114112158
Book / Page	11411 / 2158
Instrument Date	Nov 30, 2022
Instrument	2022224379
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 COBBLESTONE CT, LANCASTER, NY 14086-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COBBLESTONE CT, LANCASTER, NY 14086-9326

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 30, 2019
Property Address	12 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number	0113505215
Book / Page	11350 / 5215
Map Reference	MB 2789
Instrument Date	Sep 30, 2019
Instrument	2019212369
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 COBBLESTONE CT, 12, LANCASTER, NY 14086-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SATINWOOD DR, CHEEKTOWAGA, NY 14225-3715

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	12 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number	0138576470
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12 COBBLESTONE CT LANCASTER NY 140869326, LANCASTER, NY 14086-9326

Mortgage

Document Number	0138576470
Date	Jun 4, 2018
Book Page	013857/006470

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 Cobblestone Ct was $7,941, up 111.1% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,941.00 (+111.14%)
2025	$3,761.00 (-50.79%)	$275,000 (-) Land $70,000 Building $205,000	$429,688 (+12.51%) Land $109,375 Building $320,313
2024	$7,643.00	$275,000 (-) Land $70,000 Building $205,000	$381,900 (+4.15%) Land $97,211 Building $284,689
2023		$275,000 Land $70,000 Building $205,000	$366,700 Land $93,342 Building $273,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cobblestone Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cobblestone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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