Erie County and Lancaster Town property record for 16 Cobblestone Ct, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,841 sqft · built 1998 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,620 (Jun 1998) |
| Tax Bill | $7,663 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 116.14-3-33 |
| Primary APN | 145289 116.14-3-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,841 sqft Living Area |
| 1st Floor Area | 1,043 sqft |
| 2nd Floor Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 149 ft deep x 52.5 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16 COBBLESTONE CT |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 2000 KEYCHNG(HJ) NEW# PER CNY MPPNG 116.14-3-33 SL130 PRIOR# 116.14-1-173 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 33.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 COBBLESTONE CT, LANCASTER, NY 14086-9326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit KEY BANK |
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit KEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 1998 · Amount on Record |
| Deed Sale | Jun 2, 1998 · Amount on Record |
| Prior Sale | Jun 2, 1998 · Amount on Record |
| Deed Book / Page | 10933 / 5942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 22, 2026 |
| Property Address | 16 COBBLESTONE CT, LANCASTER, NY 14086-9326 |
| Document Number | 0141964440 |
| Book / Page | 14196 / 4440 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202674721 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 16 COBBLESTONE CT, LANCASTER, NY 14086-9326 |
| Document Number | 0000074721, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 14196/4440 |
| Instrument | 202674721 |
| Name | KEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 15, 2026 |
| Property Address | 16 COBBLESTONE CT, LANCASTER, NY 14086-9326 |
| Document Number | 0000090576 |
| Book / Page | 11460 / 9360 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202690576 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 16 COBBLESTONE CT, LANCASTER, NY 14086-9326 |
| Document Number | 0000090576, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 11460/9360 |
| Instrument | 202690576 |
| Name | KEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,663.00 (+113.57%) | ||
| 2025 | $3,588.00 (-51.29%) | $268,000 (-) Land $70,000 Building $198,000 | $418,750 (+12.51%) Land $109,375 Building $309,375 |
| 2024 | $7,366.00 | $268,000 (-) Land $70,000 Building $198,000 | $372,200 (+4.17%) Land $97,216 Building $274,984 |
| 2023 | $268,000 Land $70,000 Building $198,000 | $357,300 Land $93,325 Building $263,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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