12 Cherry Dr, Rochester, IL 62563 Property Records

Sangamon County property record for 12 Cherry Dr, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.257 acres (11,209 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2016)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-21.0-226-016`

Property Details

APN / Parcel Number

Primary APN	`23-21.0-226-016`
Alternative APN	`23210226016 (CHECK DIGIT = 1)`

Exterior

Lot Area	11,209 sqft (0.257 acres)

Location & Zoning

Account Number	23210226016
Street Address	12 CHERRY DR
City	ROCHESTER
State	IL
Zip	62563-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 COTTONWOOD EST EX TRI PCE ON E SIDE
Legal Subdivision	COTTONWOOD EST
Legal Lot Number	12
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2047
Census Tract	3901

Owner

12 Cherry Dr is owned and occupied by an individual who bought it in February 2016.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12 CHERRY DR, ROCHESTER, IL 62563-9707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Oct 3, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Sep 9, 2005	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Feb 1, 2016	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2016 · Amount on File
Deed Sale	Feb 1, 2016 · Amount on File
Prior Sale	Dec 14, 1998 · Amount on File
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02688
Date	Jan 28, 2021
Instrument	2021R02688

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02476
Date	Jan 26, 2021
Instrument	2021R02476

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R31812
Date	Oct 3, 2011
Instrument	2011R31812

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2021

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 CHERRY DR, ROCHESTER, IL 62563-9707
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R37082
Date	Sep 9, 2005
Instrument	2005R37082

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 1, 2016
Property Address	12 CHERRY DR, ROCHESTER, IL 62563-9707
Document Number	2016R02441
Instrument Date	Jan 29, 2016
Instrument	2016R02441
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHERRY DR, ROCHESTER, IL 62563-9707

Mortgage

Document Number	2016R02442
Date	Feb 1, 2016
Instrument	2016R02442

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cherry Dr was $4,330 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00	$68,202 Land $12,065 Building $56,137	$204,606 Land $36,195 Building $168,411
2022	$3,981.00 Homeowner's exemption	$59,323 Land $10,494 Building $48,829	$177,969 Land $31,482 Building $146,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cherry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Computer Techniques, Xfinity.

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