12 Banyan, Foothill Ranch, CA 92610 Property Records

Orange County property record for 12 Banyan, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,148 sqft · built 1994
Lot Size	0.083 acres (3,648 sqft)
Owner	2 Company Names on File
Tax Bill	$8,533 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`612-111-27`

Property Details

APN / Parcel Number

Primary APN	`612-111-27`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 1994
Lot Area	3,648 sqft (0.083 acres)
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	12 BANYAN
City	FOOTHILL RANCH
State	CA
Zip	92610-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14871 BLK LOT 14
Legal Subdivision	14871
Legal Tract	14871
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52422

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	12 BANYAN, LAKE FOREST, CA 92610-2454
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 22, 2015
Deed Sale	Jun 22, 2015
Prior Sale	Jun 22, 2015
Deed Document Number	0000321850
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000421450
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 BANYAN, FOOTHILL RANCH, CA 92610-2454
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BANYAN, FOOTHILL RANCH, CA 92610-2454

Mortgage

Document Number	0000451853
Date	Jul 14, 2021
Instrument	2021000451853

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 BANYAN, FOOTHILL RANCH, CA 92610-2454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247325
Date	Jul 6, 2018
Instrument	2018000247325

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2021
Property Address	12 BANYAN, FOOTHILL RANCH, CA 92610-2454
Document Number	0000421450
Map Reference	MB 708 PG 36-40
Instrument Date	Sep 15, 2020
Instrument	2021000421450
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12 BANYAN, LAKE FOREST, CA 92610-2454

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,533.00 (+0.21%)	$814,977 (-0.11%) Land $523,530 Building $291,447
2023	$8,515.00 (+1.82%)	$815,902 Land $503,201 Building $312,701
2022	$8,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: California Internet, Cityside Networks, T-Mobile USA.

Nearby Properties on Banyan

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures