1199 Bright Oaks Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1199 Bright Oaks Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 6,630 sqft · built 2021
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$6,865 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-2-10-02-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-2-10-02-0-00005-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	6,630 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	108,900 sqft (2.5 acres)
Pool Area	648 sqft
Patio Area	792 sqft

Location & Zoning

Street Address	1199 BRIGHT OAKS CV
City	HERNANDO
State	MS
Zip	38632-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BRIGHT OAKS S/D LOT 5
Legal Subdivision	BRIGHT OAKS S/D
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

1199 Bright Oaks Cv is owned and occupied by an individual who acquired it in April 2021.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1199 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Apr 16, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST COMMERCIAL BANK
Mar 3, 2021	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021
Deed Sale	Apr 16, 2021
Prior Sale	Mar 3, 2021
Deed Document Number	0000954385
Deed Book / Page	954 / 385
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1199 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 BRIGHT OAKS CV, HERNANDO, MS 38632-1021

Mortgage

Document Number	005597/727
Date	Sep 6, 2022
Book Page	5597/727

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Sep 30, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 16, 2021
Property Address	1199 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Document Number	000954/385
Book / Page	954 / 385
Map Reference	MB 135 PG 18-19
Instrument Date	Apr 15, 2021
Transaction Type	Construction Loan
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 ROSS RD, OLIVE BRANCH, MS 38654-8829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3771 SUMMERWOOD LN, OLIVE BRANCH, MS 38654-7929

Mortgage

Document Number	0005214157
Date	Apr 16, 2021
Instrument	5214/157

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2022

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 3, 2021
Property Address	1199 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Document Number	000949/515
Book / Page	949 / 515
Map Reference	MB 135 PG 18&19
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 ROSS RD, OLIVE BRANCH, MS 38654-8829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4880 BOWIE LN, OLIVE BRANCH, MS 38654-9740

Mortgage

Document Number	0000517433
Date	Mar 3, 2021
Instrument	5174/33

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Dec 2, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1199 Bright Oaks Cv was $6,865.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,865.00	$86,746 Land $3,500 Building $83,246	$867,456 Land $35,000 Building $832,456
2023	$5,798.00	$60,899	$608,994 Land $35,000 Building $573,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1199 Bright Oaks Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1199 Bright Oaks Cv is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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