1092 Bright Oaks Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1092 Bright Oaks Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,336 sqft · built 2022
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-2-10-02-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-2-10-02-0-00001-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,336 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	1092 BRIGHT OAKS CV
City	HERNANDO
State	MS
Zip	38632-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BRIGHT OAKS S/D LOT 1
Legal Subdivision	BRIGHT OAKS S/D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1092 BRIGHT OAKS CV, HERNANDO, MS 38632-1020
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Mar 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021
Deed Sale	Mar 25, 2021
Deed Document Number	0000952348
Deed Book / Page	952 / 348
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1092 BRIGHT OAKS CV, HERNANDO, MS 38632-1020
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3794 DAFFODI DRIVE, SOUTHAVEN, MS 38672-9128

Mortgage

Document Number	0005565/29
Date	Jul 8, 2022
Book Page	5565/29

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1092 BRIGHT OAKS CV, HERNANDO, MS 38632-1020
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3794 DAFFODIL DR, SOUTHAVEN, MS 38672-9128

Mortgage

Document Number	005563/728
Date	Jul 7, 2022
Book Page	5563/728

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 25, 2021
Property Address	1092 BRIGHT OAKS CV, HERNANDO, MS 38632-1020
Document Number	000952/348
Book / Page	952 / 348
Map Reference	MB 135 PG 18&19
Instrument Date	Mar 24, 2021
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 ROSS RD, OLIVE BRANCH, MS 38654-8829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 DAFFODIL DR, SOUTHAVEN, MS 38672-9138
Investor	Possibly a Property Investor

Mortgage

Document Number	0005194524
Date	Mar 25, 2021
Instrument	5194/524

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 24, 2022

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,774.00 (+16.88%)	$49,270 (+39.96%) Land $3,500 Building $45,770	$492,696 (+39.96%) Land $35,000 Building $457,696
2023	$3,229.00	$35,203	$352,028 Land $35,000 Building $317,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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