1176 Bright Oaks Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1176 Bright Oaks Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,437 sqft · built 2021
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-07-2-10-02-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-2-10-02-0-00003-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,437 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	66,211 sqft (1.52 acres)

Location & Zoning

Street Address	1176 BRIGHT OAKS CV
City	HERNANDO
State	MS
Zip	38632-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BRIGHT OAKS S/D LOT 3
Legal Subdivision	BRIGHT OAKS S/D
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1176 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage REALITY TITLE, REALTY TITLE
Mar 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021
Deed Sale	Mar 3, 2021
Deed Document Number	0000949517
Deed Book / Page	949 / 517
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 5, 2026
Property Address	1176 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Document Number	5663062813
Book / Page	5663 / 62813
Instrument Date	Jun 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1176 POCKETWATCH DR, HERNANDO, MS 38632-7394

Mortgage

Document Number	5663062813,
Date	Jun 5, 2026
Book Page	5663/62813

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 4, 2029

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 3, 2021
Property Address	1176 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Document Number	000949/517
Book / Page	949 / 517
Map Reference	MB 135 PG 18&19
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 SHAHKOKA CV, OLIVE BRANCH, MS 38654-1142

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (-17.44%)	$30,625 (-) Land $3,500 Building $27,125	$306,246 (-) Land $35,000 Building $271,246
2023	$2,322.00	$30,625	$306,246 Land $35,000 Building $271,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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