1177 Bright Oaks Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1177 Bright Oaks Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,854 sqft · built 2022
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on Record
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-07-2-10-02-0-00007-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-2-10-02-0-00007-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,854 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	69,260 sqft (1.59 acres)

Location & Zoning

Street Address	1177 BRIGHT OAKS CV
City	HERNANDO
State	MS
Zip	38632-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BRIGHT OAKS S/D LOT 7
Legal Subdivision	BRIGHT OAKS S/D
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1177 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Mar 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021
Deed Sale	Mar 3, 2021
Deed Document Number	0000949540
Deed Book / Page	949 / 540
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1177 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 BRIGHT OAKS CV, HERNANDO, MS 38632-1021

Mortgage

Document Number	005454/594
Date	Jan 31, 2022
Book Page	5454/594

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 3, 2021
Property Address	1177 BRIGHT OAKS CV, HERNANDO, MS 38632-1021
Document Number	000949/540
Book / Page	949 / 540
Map Reference	MB 135 PG 18
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 ROSS RD, OLIVE BRANCH, MS 38654-8829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6910 LAKE FOREST DR E, WALLS, MS 38680-9391

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,343.00 (+16.62%)	$56,165 (+39.89%) Land $3,500 Building $52,665	$561,654 (+39.89%) Land $35,000 Building $526,654
2023	$3,724.00	$40,150	$401,498 Land $35,000 Building $366,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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