1168 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1168 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,920 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2021)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Apr 2021 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-KY-49-6`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-KY-49-6`
Alternative APNs	`28-37-28-KY-00049.0-0006.00` `2836408`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	128 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	276 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836408
Street Address	1168 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 6 BLK 49
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	49
Legal Lot Number	6
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1004
Census Tract	65130

Owner

1168 Cromey Rd NE is owned and occupied by an individual who bought it in April 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1168 CROMEY RD NE, PALM BAY, FL 32905-4543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 17, 2017	Warranty Deed, Transfer · Conventional with PMI EVERETT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	202186310
Deed Book / Page	9076 / 1886
Prior Transfer Date	Apr 16, 2008
Prior Transfer Doc	0058602160
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 6, 2021
Property Address	1168 CROMEY RD NE, PALM BAY, FL 32905-4543
Document Number	0090761886
Book / Page	9076 / 1886
Map Reference	MB 24 PG 25
Instrument Date	Apr 1, 2021
Instrument	2021086310
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1553 MASTERS RD, 1553, CHARLOTTESVILLE, VA 22907-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 CROMEY RD NE, PALM BAY, FL 32905-4543

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1168 CROMEY RD NE, PALM BAY, FL 32905-4543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087400711
Date	May 13, 2020
Book Page	8740/711
Instrument	2020103530

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 17, 2017
Property Address	1168 CROMEY RD NE, PALM BAY, FL 32905-4543
Document Number	0080051846
Book / Page	008005 / 001846
Instrument Date	Oct 13, 2017
Instrument	214579
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	CLOSING PLACE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1168 CROMEY RD NE PALM BAY FL 329054543, PALM BAY, FL 32905-4543

Mortgage

Document Number	80051847
Date	Oct 17, 2017
Book Page	008005/001847
Instrument	214580

Lender

Name	EVERETT FIN'L
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1168 Cromey Rd NE was $4,383 with a homeowner's exemption, up 2.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,700 (-2.6%)	$271,700 (-4.45%)
2025	$4,383.00 (+2.33%) Homeowner's exemption	$278,950	$284,340
2024	$4,283.00 (+2.15%)
2023	$4,193.00 (+3.25%) Homeowner's exemption	$263,200 (+3%)	$265,430 (+3.87%) Land $55,000 Building $210,430
2022	$4,061.00 Homeowner's exemption	$255,540 Land $50,000 Building $205,540	$255,540 Land $50,000 Building $205,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1168 Cromey Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1168 Cromey Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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