Highlands County property record for 11955 Payne Rd, Sebring, FL 33875 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,625 sqft · built 1977 |
| Lot Size | 4.58 acres (199,552 sqft) |
| Owner | Company Name on File |
| Last Sale | $460,000 (Jun 2025) |
| Tax Bill | $1,838 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-11-36-28-010-0000-0030 |
| Primary APN | C-11-36-28-010-0000-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,625 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 199,552 sqft (4.58 acres) |
| Lot Dimensions | 622 ft deep x 311 ft wide |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 550 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 625 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11955 PAYNE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSHINE RANCHETTES PB 12 PG 32 ALL OF LOT 3 + SUNSHINE RANCHETTES REPLAT PB 12 PG 60 SLY 310 FT M/L OF NLY 330 FT M/L OF TR A 4.58 ACRES |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 11 |
| Legal Subdivision | SUNSHINE RANCHETTES |
| Legal Tract | A |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 961602 |
Source: Highlands County records · APN C-11-36-28-010-0000-0030
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2871 LAKEVIEW DR, SEBRING, FL 33870-7900 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 31, 2021 | Correction Deed · Conventional Mortgage MIDFLORIDA CU |
| Feb 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA |
| May 05, 2017 | Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2025 · Amount on Record |
| Deed Sale | Jun 02, 2025 · Amount on Record |
| Prior Sale | Apr 26, 2019 · Amount on Record |
| Deed Document Number | 20252262405 |
| Deed Book / Page | 3122 / 763 |
| Prior Transfer Date | Aug 24, 2021 |
| Prior Transfer Doc | 0002051422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 11955 PAYNE RD, SEBRING, FL 33875-9572 |
| Document Number | 0002051422 |
| Book / Page | 2847 / 1589 |
| Map Reference | MB 12 PG 32 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2051422 |
| Record Updated | Jul 28, 2022 |
| Title Company | HEARTLAND TITLE INS AGCY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11955 PAYNE RD, SEBRING, FL 33875-9572 |
| Investor | Possibly a Property Investor |
| Document Number | 0002051423 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 2847/1590 |
| Instrument | 2051423 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 11, 2021 |
| Property Address | 11955 PAYNE RD, SEBRING, FL 33875-9572 |
| Document Number | 0002018820 |
| Book / Page | 2801 / 1570 |
| Map Reference | MB 12 PG 32 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2018820 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11955 PAYNE RD, 11955, SEBRING, FL 33875-9572 |
| Name | Verified Name |
|---|---|
| Address | 11955 PAYNE RD, SEBRING, FL 33875-9572 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 26, 2019 |
| Property Address | 11955 PAYNE RD, SEBRING, FL 33875-9572 |
| Document Number | 0001938122 |
| Book / Page | 002689 / 001296 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 1938122 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11955 PAYNE RD SEBRING FL 338759572, SEBRING, FL 33875-9572 |
| Document Number | 1938123 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 002689/001298 |
| Instrument | 1938123 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 05, 2017 |
| Property Address | 11955 PAYNE RD, SEBRING, FL 33875-9572 |
| Document Number | 0001852172 |
| Book / Page | 002579 / 000965 |
| Instrument Date | May 03, 2017 |
| Instrument | 1852172 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2320 OAK BEACH BLVD SEBRING FL 338756471, SEBRING, FL 33875-6471 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,280 (+5.31%) | $250,620 (-16.52%) Land $82,510 Building $168,110 | |
| 2024 | $1,838.00 (+2%) | ||
| 2023 | $1,802.00 (+1.98%) Homeowner's exemption | $148,401 (+3%) | $300,227 (+21.69%) Land $65,212 Building $235,015 |
| 2022 | $1,767.00 Homeowner's exemption | $144,079 | $246,722 Land $53,275 Building $193,447 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 254 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures