11955 Payne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 11955 Payne Rd, Sebring, FL 33875 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,625 sqft · built 1977
Lot Size4.58 acres (199,552 sqft)
OwnerCompany Name on File
Last Sale$460,000 (Jun 2025)
Tax Bill$1,838 (2024)
Deeds & MortgagesAug 2021 Mortgage
Feb 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-11-36-28-010-0000-0030

Property Details

APN / Parcel Number

Primary APNC-11-36-28-010-0000-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,625 sqft Living Area
1st Floor Area1,625 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area199,552 sqft (4.58 acres)
Lot Dimensions622 ft deep x 311 ft wide
Garage TypeCarport
Garage Area260 sqft
CarportCarport
Carport Area260 sqft
DrivewayConcrete Driveway
Driveway Area550 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area102 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area625 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11955 PAYNE RD
CitySEBRING
StateFL
Zip33875-9572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSHINE RANCHETTES PB 12 PG 32 ALL OF LOT 3 + SUNSHINE RANCHETTES REPLAT PB 12 PG 60 SLY 310 FT M/L OF NLY 330 FT M/L OF TR A 4.58 ACRES
Legal Range28E
Legal Township36S
Legal Section11
Legal SubdivisionSUNSHINE RANCHETTES
Legal TractA
Legal Lot Number3
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1008
Census Tract961602

Owner

Source: Highlands County records · APN C-11-36-28-010-0000-0030

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2871 LAKEVIEW DR, SEBRING, FL 33870-7900
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Correction Deed · Conventional Mortgage
MIDFLORIDA CU
Feb 11, 2021Quit Claim Deed, Transfer
Quitclaim
Apr 26, 2019Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU ISAOA
May 05, 2017Warranty Deed, Transfer
HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2025 · Amount on Record
Deed SaleJun 02, 2025 · Amount on Record
Prior SaleApr 26, 2019 · Amount on Record
Deed Document Number20252262405
Deed Book / Page3122 / 763
Prior Transfer DateAug 24, 2021
Prior Transfer Doc0002051422
Record UpdatedSep 20, 2026

August 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateAug 31, 2021
Property Address11955 PAYNE RD, SEBRING, FL 33875-9572
Document Number0002051422
Book / Page2847 / 1589
Map ReferenceMB 12 PG 32
Instrument DateAug 24, 2021
Instrument2051422
Record UpdatedJul 28, 2022
Title CompanyHEARTLAND TITLE INS AGCY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11955 PAYNE RD, SEBRING, FL 33875-9572
InvestorPossibly a Property Investor

Mortgage

Document Number0002051423
DateAug 31, 2021
Book Page2847/1590
Instrument2051423
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 11, 2021
Property Address11955 PAYNE RD, SEBRING, FL 33875-9572
Document Number0002018820
Book / Page2801 / 1570
Map ReferenceMB 12 PG 32
Instrument DateJan 20, 2021
Instrument2018820
Transaction TypeTransfer
Record UpdatedJul 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address11955 PAYNE RD, 11955, SEBRING, FL 33875-9572

Transferred To (Grantee/Buyer)

NameVerified Name
Address11955 PAYNE RD, SEBRING, FL 33875-9572

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 26, 2019
Property Address11955 PAYNE RD, SEBRING, FL 33875-9572
Document Number0001938122
Book / Page002689 / 001296
Instrument DateApr 25, 2019
Instrument1938122
Transaction TypeTransfer
Record UpdatedMay 07, 2019
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11955 PAYNE RD SEBRING FL 338759572, SEBRING, FL 33875-9572

Mortgage

Document Number1938123
DateApr 26, 2019
Book Page002689/001298
Instrument1938123
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 05, 2017
Property Address11955 PAYNE RD, SEBRING, FL 33875-9572
Document Number0001852172
Book / Page002579 / 000965
Instrument DateMay 03, 2017
Instrument1852172
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2320 OAK BEACH BLVD SEBRING FL 338756471, SEBRING, FL 33875-6471

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$156,280 (+5.31%)$250,620 (-16.52%) Land $82,510 Building $168,110
2024$1,838.00 (+2%)
2023$1,802.00 (+1.98%) Homeowner's exemption$148,401 (+3%)$300,227 (+21.69%) Land $65,212 Building $235,015
2022$1,767.00 Homeowner's exemption$144,079$246,722 Land $53,275 Building $193,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 254 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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