11819 Payne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 11819 Payne Rd, Sebring, FL 33875

Property Summary

Property Type	Residential Vacant Land
Lot Size	4.88 acres (212,573 sqft)
Owner	2 Company Names on Record
Last Sale	$350,000 (Jan 2024)
Tax Bill	$1,098 (2024)
Deeds & Mortgages	Jan 2024 Sale Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C116801000000010`

Property Details

APN / Parcel Number

Primary APN	`C116801000000010`
Alternative APN	`C-11-36-28-010-0000-0010`

Exterior

Lot Area	212,573 sqft (4.88 acres)
Lot Dimensions	647 ft deep x 328 ft wide

Location & Zoning

Old Parcel Number	C116801000000010
Street Address	11819 PAYNE RD
City	SEBRING
State	FL
Zip	33875-9524
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AU
Legal Description	SUNSHINE RANCHETTES PB 12 PG 32 LOT 1 2.35 ACRES M/L
Legal Range	28E
Legal Township	36S
Legal Section	11
Legal Subdivision	SUNSHINE RANCHETTES
Legal Lot Number	1 2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1001
Census Tract	961602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	17725 SW 27TH CT, MIRAMAR, FL 33029-5107
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA
Apr 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 24, 2017	Deed of Trust, Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Jan 17, 2024 · Amount on Record
Deed Document Number	0002186151
Deed Book / Page	3020 / 1513
Last Transfer Date	Jul 22, 2024
Transfer Doc	0002213761
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 17, 2024
Property Address	11819 PAYNE RD, SEBRING, FL 33875-9524
Document Number	0002186151
Book / Page	3020 / 1513
Map Reference	MB 12 PG 32
Instrument Date	Jan 10, 2024
Instrument	2186151
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11819 PAYNE RD, SEBRING, FL 33875-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17725 SW 27TH CT, MIRAMAR, FL 33029-5107

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	11819 PAYNE RD, SEBRING, FL 33875-9524
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	COMMUNITY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001880826
Date	Jan 19, 2018
Book Page	2617/0234
Instrument	1880826

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER PARK, FL 32789

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 1, 2020
Property Address	11819 PAYNE RD, SEBRING, FL 33875-9524
Document Number	0001981370
Book / Page	002746 / 001637
Instrument Date	Mar 31, 2020
Instrument	1981370
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11819 PAYNE RD SEBRING FL 33875, SEBRING, FL 33875

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	11819 PAYNE RD, SEBRING, FL 33875-9524
Document Number	0001880828
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	COMMUNITY TITLE, COMMUNITY LAND TITLE CORP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12165 PAYNE RD SEBRING FL 338759576, SEBRING, FL 33875-9576

Mortgage

Document Number	0001880828
Date	Jan 19, 2018
Book Page	002617/000255
Instrument	1880828

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER PARK, FL 32789

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,280 (+15.36%) Land $90,280	$90,280 (+15.36%) Land $90,280
2024	$1,098.00 (-0.27%)
2023	$1,101.00 (+11.1%)	$78,262 (+23.74%) Land $73,200 Building $5,062	$78,262 (+23.74%) Land $73,200 Building $5,062
2022	$991.00	$63,246 Land $58,560 Building $4,686	$63,246 Land $58,560 Building $4,686

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink.

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