Highlands County property record for 11901 Payne Rd, Sebring, FL 33875
| Property Type | Pasture |
|---|---|
| Details | 1,925 sqft · built 2005 |
| Lot Size | 4.88 acres (212,598 sqft) |
| Owner | Company Name on Record |
| Last Sale | $31,250 (May 2020) |
| Tax Bill | $537 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage May 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C116801000000020 |
| Primary APN | C116801000000020 |
|---|---|
| Alternative APN |
|
| Total Rooms | 1 Room |
|---|---|
| Stories | 1 Story |
| Building Area | 1,925 sqft Total Area |
| 1st Floor Area | 1,925 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 212,598 sqft (4.88 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Street Address | 11901 PAYNE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Local Zoning Code | AU |
| Legal Description | SUNSHINE RANCHETTES PB 12 PG 32 LOT 2-LESS 2.53 AC IN NW COR 4.88 ACRES M/L |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 11 |
| Legal Subdivision | SUNSHINE RANCHETTES |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 961602 |
Source: Highlands County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5521 WHIPPOORWILL RD, SEBRING, FL 33875-6317 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| May 19, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 24, 2017 | Deed of Trust, Mortgage CENTERSTATE BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Deed Document Number | 20201986050 |
| Deed Book / Page | 2753 / 1551 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 11901 PAYNE RD, SEBRING, FL 33875 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | COMMUNITY LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001880826 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 2617/0234 |
| Instrument | 1880826 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER PARK, FL 32789 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 19, 2020 |
| Property Address | 11901 PAYNE RD, SEBRING, FL 33875 |
| Document Number | 0001986050 |
| Book / Page | 002753 / 001551 |
| Instrument Date | May 18, 2020 |
| Instrument | 1986050 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $219.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11819 PAYNE RD SEBRING FL 33875, SEBRING, FL 33875 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 11901 PAYNE RD, SEBRING, FL 33875 |
| Document Number | 0001880828 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | COMMUNITY TITLE, COMMUNITY LAND TITLE CORP |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12165 PAYNE RD SEBRING FL 338759576, SEBRING, FL 33875-9576 |
| Document Number | 0001880828 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 002617/000255 |
| Instrument | 1880828 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER PARK, FL 32789 |
| Amount | Amount Recorded |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,281 (-0.81%) | $70,488 (+2.06%) Land $36,183 Building $34,305 | |
| 2024 | $537.00 (-15.17%) | ||
| 2023 | $633.00 (-2.01%) | $36,579 (-2.79%) Land $1,714 Building $34,865 | $69,067 (+72.18%) |
| 2022 | $646.00 | $37,628 Land $1,911 Building $35,717 | $40,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rapid Systems Fixed Wireless | 50 / 10 |
May also be available: CenturyLink.
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