11950 Payne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 11950 Payne Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 2023
Lot Size	4.85 acres (211,555 sqft)
Owner	Company Name on Record
Last Sale	$465,000 (Jul 2023)
Tax Bill	$4,025 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-12-36-28-A00-001C-0060`

Property Details

APN / Parcel Number

Primary APN	`C-12-36-28-A00-001C-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	1,423 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	211,555 sqft (4.85 acres)
Lot Dimensions	638 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	944 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Patio Area	536 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11950 PAYNE RD
City	SEBRING
State	FL
Zip	33875-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	N 1/2 OF SW 1/4 OF NW 1/4 OF NW 1/4 OF SEC 12 -LESS W 25 FT FOR RD R/W 12-36-28/1C-6 4.86 ACRES
Legal Subdivision	AVON PARK ESTATES UNIT III
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1061
Census Tract	961401

Owner

Source: Highlands County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1690 VICKI DR, SEBRING, FL 33870-2016
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 1, 2020	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	20232161602
Deed Book / Page	2988 / 1374
Prior Transfer Date	Jul 17, 2023
Prior Transfer Doc	0002161808
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 24, 2023
Property Address	11950 PAYNE RD, SEBRING, FL 33875-9571
Document Number	0002161602
Book / Page	2988 / 1374
Instrument Date	Jul 7, 2023
Instrument	2161602
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 OTTER TRL, SEBRING, FL 33875-6326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11950 PAYNE RD, SEBRING, FL 33875-9571

Mortgage

Document Number	0029881376
Date	Jul 24, 2023
Instrument	2988/1376

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 1, 2020
Property Address	12000 PAYNE RD, SEBRING, FL 33875
Document Number	0002000886
Book / Page	002776 / 000122
Instrument Date	Sep 29, 2020
Instrument	2000886
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	150 OTTER TRL SEBRING FL 338756326, SEBRING, FL 33875-6326

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,107 (+316.3%)	$336,631 (+328.42%) Land $83,065 Building $253,566
2024	$4,025.00 (+187.91%)
2023	$1,398.00 (+524.11%)	$78,575 (+13,354.62%) Land $78,575	$78,575 (+5,746.35%) Land $78,575
2022	$224.00	$584 Land $584	$1,344

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink.

Nearby Properties on Payne Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures