St. Johns County property record for 1195 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 2003 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Apr 2015) |
| Tax Bill | $2,757 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-0520 |
| Primary APN | 028821-0520 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 351 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 58 sqft |
| Deck Area | Deck Area |
| Patio Area | 923 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1195 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 52 OR4015/1865 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT SAINT JOHNS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 52 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-0520
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1195 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2015 · Amount on Record |
| Deed Sale | Apr 20, 2015 · Amount on Record |
| Prior Sale | Jul 10, 2003 · Amount on Record |
| Deed Document Number | 201523300 |
| Deed Book / Page | 4015 / 1865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1195 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1195 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3424 |
| Document Number | 0056510141 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 5651/141 |
| Instrument | 2022097441 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,579 (+2.7%) | $351,764 (-3.24%) Land $70,000 Building $281,764 | |
| 2025 | $2,757.00 (+13.74%) Homeowner's exemption | $218,675 (+2.9%) | $363,537 (-3.27%) Land $70,000 Building $293,537 |
| 2024 | $2,424.00 (+2.15%) Homeowner's exemption | $212,512 (+3%) | $375,834 (-3.56%) Land $80,000 Building $295,834 |
| 2023 | $2,373.00 (+3.35%) Homeowner's exemption | $206,322 (+3%) | $389,706 (+10.2%) Land $82,790 Building $306,916 |
| 2022 | $2,296.00 Homeowner's exemption | $200,313 | $353,644 Land $73,920 Building $279,724 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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