1198 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1198 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,457 sqft Living Area
Lot Size	12,196 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$164,500 (2013)
Tax Bill	$4,050.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-3290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,457 sqft Living Area
Gross Area	2,086 sqft Gross Area
1st Floor	1,457 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,196 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	419 sqft Garage
Patio Area	200 sqft Patio
Porch Area	49 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1198 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3443
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 329 OR3815/1572
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT ST. JOHNS PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	329
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4015
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-3290

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1198 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2013 · Amount on Record
Deed Sale	Nov 19, 2013 · Amount on Record
Prior Sale	Oct 21, 2004 · Amount on Record
Deed Doc Number	201375946
Deed Book / Page	3815 / 1572
Prior Transfer Date	Aug 03, 2010
Prior Transfer Doc	0033480037
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1198 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443

Mortgage

Document Number	0052160591
Date	Mar 24, 2021
Book Page	5216/591
Instrument	2021032348

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,368 (+0.07%) Land $70,000 Building $207,368	$277,368 (+0.07%) Land $70,000 Building $207,368
2025	$4,050.00 (+12.59%)	$277,165 (-4.33%)	$277,165 (-4.33%) Land $70,000 Building $207,165
2024	$3,597.00 (+1.52%)	$289,697 (-4.14%)	$289,697 (-4.14%) Land $80,000 Building $209,697
2023	$3,543.00 (+8.25%)	$302,214 (+8.51%)	$302,214 (+8.51%) Land $82,790 Building $219,424
2022	$3,273.00	$278,500	$278,500 Land $73,920 Building $204,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.