St. Johns County property record for 1194 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,234 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,000 (Apr 2026) |
| Tax Bill | $5,184 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jun 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-0510 |
| Primary APN | 028821-0510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 1,912 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 250 sqft |
| Deck Area | Deck Area |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1194 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 51 OR5235/1366 & 5345/123(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT SAINT JOHNS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 51 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-0510
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1936 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 24, 2026 | Warranty Deed, Transfer COWFORD TITLE LLC, COWFORD TITLE |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Dec 17, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Aug 17, 2021 | Intrafamily Transfer, Transfer JACKSONVILLE TITLE & TR LLC |
| Apr 13, 2021 | Warranty Deed, Transfer |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP |
| Dec 23, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 04, 2018 | Grant Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Apr 13, 2021 · Amount on Record |
| Deed Document Number | 202635342 |
| Deed Book / Page | 6350 / 1774 |
| Prior Transfer Date | Jun 11, 2021 |
| Prior Transfer Doc | 0053450123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0000035342 |
| Book / Page | 6350 / 1774 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.35342 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | COWFORD TITLE LLC, COWFORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $333,704.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1936 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0052950291 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 5295/291 |
| Instrument | 2021068454 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, MI 48063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0051280001 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 5128/1 |
| Instrument | 2020115439 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0053450123 |
| Book / Page | 5345 / 123 |
| Map Reference | MB 41 PG 58-66 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021090653 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | JACKSONVILLE TITLE & TR LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 13, 2021 |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0052351366 |
| Book / Page | 5235 / 1366 |
| Map Reference | MB 41 PG 58-66 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 2021040667 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,527.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1340 NOCHAWAY DR, 1340, ST AUGUSTINE, FL 32092-1868 |
| Name | Verified Name |
|---|---|
| Address | 1194 ARDMORE ST, ST AUGUSTINE, FL 32092-3427 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0051211609 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1194 ARDMORE ST ST AUGUSTINE FL 320923427, ST AUGUSTINE, FL 32092-3427 |
| Document Number | 0051211609 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 005121/001609 |
| Instrument | 112877 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 10, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0048570591 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1194 ARDMORE ST ST AUGUSTINE FL 320923427, ST AUGUSTINE, FL 32092-3427 |
| Document Number | 0048570591 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 004857/000591 |
| Instrument | 97385 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 04, 2018 |
| Property Address | 1194 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0045571043 |
| Book / Page | 004557 / 001043 |
| Instrument Date | May 25, 2018 |
| Instrument | 38591 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1194 ARDMORE ST ST AUGUSTINE FL 320923427, ST AUGUSTINE, FL 32092-3427 |
| Document Number | 45571046 |
|---|---|
| Date | Jun 04, 2018 |
| Book Page | 004557/001046 |
| Instrument | 38592 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,939 (-4.24%) Land $70,000 Building $311,939 | $381,939 (-4.24%) Land $70,000 Building $311,939 | |
| 2025 | $5,184.00 (+5.34%) Homeowner's exemption | $398,862 (-0.73%) | $398,862 (-7.9%) Land $70,000 Building $328,862 |
| 2024 | $4,921.00 (+1.38%) | ||
| 2023 | $4,854.00 (+2.73%) Homeowner's exemption | $401,775 (+3%) | $433,057 (+11.02%) Land $82,790 Building $350,267 |
| 2022 | $4,725.00 Homeowner's exemption | $390,073 | $390,073 Land $73,920 Building $316,153 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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