1182 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1182 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 2001
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$158,500 (Apr 2013)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028821-0480`

Property Details

APN / Parcel Number

Primary APN	`028821-0480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	253 sqft
Porch	Finished Screened Porch
Porch Area	238 sqft
Deck Area	Deck Area
Patio Area	413 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1182 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 48 OR3984/1046 & 4719/562
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	48
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0480

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
May 03, 2019	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
May 03, 2019	Loan Modification, Mortgage · Line of Credit GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2013 · Amount on Record
Deed Sale	Apr 04, 2013 · Amount on Record
Prior Sale	Dec 26, 2001 · Amount on Record
Deed Document Number	201322269
Deed Book / Page	3710 / 605
Last Transfer Date	Apr 25, 2019
Transfer Doc	0047190562
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1182 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Transaction Type	Mortgage
Record Updated	Aug 02, 2022
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055550437
Date	May 10, 2022
Book Page	5555/437
Instrument	2022047523

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 03, 2019
Property Address	1182 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Document Number	0047190562
Book / Page	004719 / 000562
Instrument Date	Apr 25, 2019
Instrument	30696
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	May 03, 2019
Property Address	1182 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427
Document Number	0047190583
Book / Page	004719 / 000583
Instrument Date	Apr 25, 2019
Instrument	30697
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number	47190583
Date	May 03, 2019
Book Page	004719/000583
Instrument	30697

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,679 (-2.61%) Land $70,000 Building $268,679	$338,679 (-2.61%) Land $70,000 Building $268,679
2025	$4,866.00 (+16.11%)	$347,757 (-0.84%)	$347,757 (-0.84%) Land $70,000 Building $277,757
2024	$4,191.00 (+1.8%)
2023	$4,117.00 (+8.09%)	$350,697 (+8.17%)	$350,697 (+8.17%) Land $82,790 Building $267,907
2022	$3,809.00	$324,219	$324,219 Land $73,920 Building $250,299

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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