1194 Schneider Rd, Howe, TX 75459 Property Records

Grayson County property record for 1194 Schneider Rd, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2,541 sqft · built 1977
Lot Size	15 acres (654,271 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,576 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`204 077403003`

Property Details

APN / Parcel Number

Primary APN	`204 077403003`
Alternative APN	`127512`

Interior

Stories	1 Story
Building Area	2,541 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	2,541 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Lot Area	654,271 sqft (15 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Utility Building	400 sqft

Location & Zoning

Street Address	1194 SCHNEIDER RD
City	HOWE
State	TX
Zip	75459-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0774 MCDANIEL JEREMIAH A-G0774, ACRES 15.02
Legal Subdivision	MCDANIEL JEREMIAH A-G0774
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1025
Census Tract	1801

Owner

Source: Grayson County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1194 SCHNEIDER RD, HOWE, TX 75459-3558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF ENGLAND
May 2, 2023	Correction Deed
Mar 15, 2023	Vendor's Lien, Transfer SIMMONS BANK
Mar 15, 2018	Deed of Trust, Mortgage PRIME LNDG
Mar 15, 2018	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023
Deed Sale	Apr 27, 2023
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202310744
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	0000010744
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1194 SCHNEIDER RD, HOWE, TX 75459-3558
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003553
Date	Feb 2, 2021
Instrument	2021-00003553

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	GRAYSON TX
Recording Date	May 2, 2023
Property Address	1194 SCHNEIDER RD, HOWE, TX 75459-3558
Document Number	0000011396
Instrument Date	Apr 26, 2023
Instrument	2023-11396
Record Updated	Nov 6, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 15, 2023
Property Address	1194 SCHNEIDER RD, HOWE, TX 75459-3558
Document Number	0000006371
Instrument Date	Mar 15, 2023
Instrument	2023-6371
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 GREENBRIAR RD, LAFAYETTE, LA 70503-3529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 SCHNEIDER RD, HOWE, TX 75459-3558

Mortgage

Date	Mar 15, 2023

Lender

Name	SIMMONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1194 SCHNEIDER RD, HOWE, TX 75459-3558
Document Number	0000014345
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 SCHNEIDER RD HOWE TX 754593558, HOWE, TX 75459-3558

Mortgage

Document Number	0000014345
Date	Jun 27, 2018
Instrument	14345

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1194 SCHNEIDER RD, HOWE, TX 75459-3558
Document Number	0000006160
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 SCHNEIDER RD HOWE TX 754593558, HOWE, TX 75459-3558

Mortgage

Document Number	0000006160
Date	Mar 22, 2018
Instrument	6160

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2033

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$614,694 (+44.02%) Land $90,729 Building $523,965	$1,199,865 (+56.95%) Land $675,900 Building $523,965
2024	$6,576.00 (+55.5%)
2023		$426,798 Land $52,807 Building $373,991	$764,511 Land $390,520 Building $373,991
2022	$4,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUELLA SUD serves 4,200 people · EPA ID TX0910032
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TekWav.

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