11932 Valley Rd, Clermont, FL 34715 Property Records

Lake County property record for 11932 Valley Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1989
Lot Size	4.13 acres (180,114 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Nov 2019)
Tax Bill	$5,562 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-25-0004-000-06807`

Property Details

APN / Parcel Number

Primary APN	`13-21-25-0004-000-06807`
Alternative APNs	`252113000400006807` `1210399`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	180,114 sqft (4.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1210399
Street Address	11932 VALLEY RD
City	CLERMONT
State	FL
Zip	34715-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	E 430 FT OF S 425 FT OF SE 1/4 ORB 3986 PG 1669 ORB 5380 PG 2008
Legal Range	25E
Legal Township	21S
Legal Section	13
Legal Quarter	4
Legal Tract	0004
Legal Lot Number	68
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3026
Census Tract	31301

Owner

Source: Lake County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11932 VALLEY RD, CLERMONT, FL 34715-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Quit Claim Deed, Transfer BANK OF AMERICA
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Dec 29, 2010 · Amount on Record
Deed Document Number	2019134758
Deed Book / Page	5380 / 2008
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0053802008
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jul 29, 2026
Property Address	11932 VALLEY RD, CLERMONT, FL 34715-9238
Document Number	0000092623
Book / Page	6784 / 1551
Instrument Date	Jul 20, 2026
Instrument	202692623
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11932 VALLEY RD, CLERMONT, FL 34715-9238

Mortgage

Document Number	0000092623,
Date	Jul 29, 2026
Book Page	6784/1551
Instrument	202692623

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 14, 2046

Interest

Rate	6.47%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11932 VALLEY RD, CLERMONT, FL 34715-9238
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11932 VALLEY RD, CLERMONT, FL 34715-9238

Mortgage

Document Number	0062772357
Date	Jan 31, 2024
Book Page	6277/2357
Instrument	2024011663

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Nov 26, 2019
Property Address	11932 VALLEY RD, CLERMONT, FL 34715-9238
Document Number	0053802008
Book / Page	005380 / 002008
Instrument Date	Nov 8, 2019
Instrument	134758
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11932 VALLEY RD CLERMONT FL 347159238, CLERMONT, FL 34715-9238

Mortgage

Document Number	53802012
Date	Nov 26, 2019
Book Page	005380/002012
Instrument	134759

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11932 VALLEY RD, CLERMONT, FL 34715-9238
Document Number	0050870444
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11932 VALLEY RD CLERMONT FL 347159238, CLERMONT, FL 34715-9238

Mortgage

Document Number	0050870444
Date	Mar 30, 2018
Book Page	005087/000444
Instrument	36301

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,631 (-) Land $286,440 Building $118,191	$404,631 (-) Land $286,440 Building $118,191
2025	$5,562.00 (-0.32%) Homeowner's exemption	$404,631 (+0.97%) Land $286,440 Building $118,191	$404,631 (+0.97%) Land $286,440 Building $118,191
2024	$5,580.00 (+26.99%)
2023	$4,394.00 (+32.07%)	$400,735 (+48.13%)	$400,735 (+48.13%) Land $286,440 Building $114,295
2022	$3,327.00	$270,535	$270,535 Land $156,240 Building $114,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures